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Business Credit Card

HSBC's Commercial Card offers your business an easy, flexible way to manage cashflow and day-to-day expenses.

  • Ideal if your annual sales turnover is less than
    £3 million
    .
  • Improve cashflow – up to 56 days' interest free credit.
  • No fees to pay for the first year*.
  • Separate your business and personal spend.
  • Up to 8 cards per business.
  • An HSBC Business Current Account is required.

Apply online in just 2 minutes*


* Subject to status, Terms and conditions apply. After the initial 12 month period, the annual charge for one Commercial Card is £32, for two or more cards it is £64.

Features and benefits

  • Annual fee waived for first year
  • 56 days' interest-free credit using the minimum Direct Debit option
  • Interest calculated from statement date
  • No need to change cash before travelling
  • Track expenses with individual monthly cardholder statements
  • Minimum credit limit of £500 on each card – maximum is negotiable
  • Up to 8 cards per business
  • Part or full Direct Debit repayment option
  • Control day to day business expenditure by setting up individual credit limits

Next steps...

How much will it cost?

View summary box (PDF 50kb)



Extra benefits available to you with this card


Safe and secure

  • Get access to a dedicated help line which provides advice if you have concerns about identity theft.
  • Liability waiver insurance for companies who have two or more employees that hold a valid HSBC Commercial Card, are covered against employees misusing their cards.
  • Online purchases are protected with Verified by Visa.

Find out more about how we protect and support your business when using your business credit card.

Global reach

Look for the VISA (Registered trademark) symbol, our Business Credit Cards are accepted at over 800,000 suppliers in the UK and more than 20 million worldwide.

Need more information about the Business Credit Card? Visit our frequently asked questions.

Apply online in just 2 minutes*

Other ways we can help

Corporate Card – ideal if your annual sales turnover is in excess of £3 million. Manage and control corporate, travel and entertainment expenses.

Card Processing – enable your business to accept debit and credit card payments.

Overdraft – an easy-to-arrange and flexible finance facility for your business.

Business Internet Banking – ideal for busy businesses wanting flexible business banking, without having to visit a branch.

Does this page tell you what you want to know? Have your say by completing our
Business Credit Card online survey


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