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Finance and Borrowing

Actively supporting your business's borrowing needs

Day to day borrowing

INFO APPLY Overdraft
Pay interest only on what you use. An easy to arrange and flexible facility. Traditional form of cash flow finance.

INFO QUOTE Factoring (Invoice Finance)
Raise cash against invoices or obtain added protection against bad debts.

INFO APPLY Business credit card
Offers up to 56 days interest free credit.

Longer term borrowing

INFO APPLY Small Business Loan
Fixed interest rates for amounts up to £25,000.

INFO Flexible Business Loan
Variable interest rates for amounts over £10,000 for limited companies and variable and fixed interest rates for amounts over £25,000 for all customers.

INFO Enterprise Finance Guarantee
A Government guaranteed loan available to eligible businesses who are unable to obtain a conventional bank loan due to lack of adequate security.

INFO QUOTE Commercial Mortgage
Finance to buy Commercial, Industrial or Retail premises for occupation by the owner or their business.

INFO Vehicle Finance
Let HSBC source your next business vehicle. We have a comprehensive range of vehicle solutions available.

INFO Asset Finance (Equipment Finance)
Finance options available to customers and non-customers requiring £50,000 or more.

INFO Marine Mortgage (Boat) Finance
Finance for boat/yacht purchases over £100,000.

INFO Interest rate risk management
Protect your business against the risks of interest rate volatility.

Freeing up cashflow has never been so important.
So we're providing an extra 20% of working capital finance.
Just one of the ways we're actively supporting businesses.

Top Tips for Surviving Challenging Times

We asked successful small businesses how they deal with these tough market conditions. HSBC experts give their insight on why these small businesses are taking the right approach.

Watch the video on the HSBC Business Network


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New Online Video!

Stephen Whittaker's company MacCarthy Interiors fits out aircraft interiors. Due to the success of his business, he has expansion plans both in the UK and overseas.

Listen to Stephen explain how Invoice Finance offers protection for his business against late payers and bad debts.

Our Commercial Centre Network

Find out more.