Finance Lease

Key features and benefits

• With Finance Lease, HSBC Equipment Finance purchases and then owns the asset. We then lease it to you in return for rentals.
• 100% finance available.
• Minimum term two years, maximum typically seven years, although longer funding periods can be considered.
• A finance lease allows you to repay us over a period that suits your cash flow.
• You are free to select your own supplier and negotiate as if it were a cash deal.
• At the end of the agreed finance lease period you can either extend the rental period, paying a nominal rental or sell the asset and retain a portion of the sale proceeds.
• We claim the capital allowances and reflect them in the finance lease rentals. You can normally offset the rentals against taxable profits.
• Fixed or variable finance leases are available.