The world's local bank
Commercial Mortgage
This could be the commercial property loan for you:
- if you are looking to buy property, extend or develop your own business premises for owner occupation and;
- if you want a flexible, tailored way to structure your commercial mortgage loan finance.
Read our Commercial Property Update (PDF, 140kb) – an overview and outlook of the owner occupier market.
Get a repayment indication
Next Steps...
Call us on 0800 731 8908
Commercial Mortgage - Key features and benefits
- Tailor your commercial mortgage loan to your needs.
- Select a mortgage repayment period between 2 and 30 years.
- Borrow up to 75% of the purchase price or professional valuation, whichever is the lower.
- Select a loan amount, the minimum is £25,001, and there is no maximum.
- Select a fixed* or variable rate mortgage – the choice is yours.
- Choose to pay mortgage interest either monthly or quarterly.
- Choose to take capital repayment holidays for all, or part of the first 24 months**.
- Choose to defer up to two commercial mortgage loan repayments in any year**.
- LIBOR-linked rates are available for loans over £100,000.
- Protect yourself against interest rate rises for loans of over £250,000.
- Easy and straightforward to arrange.
- A quick response to your lending requirements.
- Business Banking Price List (PDF, 112kb)
Commercial Mortgage...Three easy steps to the business property loan for you
- Call 0800 731 8908 to get more information on a Commercial Mortgage tailored just for you and your business.
- Make an appointment with a Commercial Mortgage specialist.
- Tailor your Commercial Mortgage to suit your business requirements.
* If the loan is repaid early then an early repayment fee will be payable.
** Taking a capital repayment holiday or deferring loan repayments will increase the total interest charged and the total amount payable over the full term of the loan.
To read our PDF files you'll need to have Acrobat Reader 4.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe.
