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Commercial Investment Property Loan

This is the commercial property loan for you:

  • if you want to purchase commercial property for investment purposes and;
  • the property you are looking to fund is office, retail, warehouse or industrial premises for the purpose of letting under formal tenancy agreements.

Read our Commercial Property Update (PDF, 140kb) – an overview and outlook of the investors market



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Commercial Investment Property Loan - Key features and benefits

  • Professional loan service from our local commercial managers.
  • Tailored loan solutions to suit your tenancy agreements.
  • Select a commercial loan repayment period between 1 and 15 years.
  • Borrow up to 75% of the purchase price or professional valuation, whichever is the lower.
  • Select a commercial loan amount, the minimum is £25,001, and there is no maximum.
  • Select a fixed* or variable rate loan – the choice is yours.
  • Choose to pay loan interest either monthly or quarterly.
  • Potential to take a capital repayment holiday for all, or part of the first 36 months**.
  • LIBOR-linked rates are available for commercial loans over £100,000.
  • Protect yourself against interest rate rises for loans of over £250,000.
  • Easy and straightforward to arrange.
  • A quick response to your lending requirements.
  • For larger portfolios and more complex requirements, we have a team of specialist Real Estate Managers who understand the sector and can offer bespoke structured funding solutions.
  • Our real estate team is skilled in working with commercial property professionals, including solicitors and surveyors.
  • Business Banking Price List (PDF, 112kb)

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* If the loan is repaid early then an early repayment fee will be payable.

** Taking a capital repayment holiday or deferring loan repayments will increase the total interest charged and the total amount payable over the full term of the loan.