Flexible Business Loan
This could be the right solution for you if:
- you are a limited company who wants to borrow over £10,000 on a fixed or variable rate
- you are a sole trader partnership company who wants to borrow over £25,001, with a choice of fixed* or variable rates
- you want a loan that is tailored to your business.
Next steps...
Call us on 0800 0113317
Textphone 18001 0800 028 3516
Key features and benefits
- Flexibility – you decide what the loan is used for.
- Select a fixed* or variable rate - the choice is yours.
- Interest payable monthly or quarterly.
- Facilities can be repaid over periods of 12 months to 15 years
(10 years for fixed rates). - You may be able to take a capital repayment holiday of up to two years**.
- You may be able to defer up to two loan repayments in any year**.
Other businesses have found the following useful:
Commercial Mortgage
Small Business Loan
Asset Finance
Vehicle Finance
Keyman Insurance
More information
- Security may be required, which may in turn incur security fees.
- An arrangement fee will apply.
- Business Banking Price List (PDF, 112kb) .
- Talk to us about protecting your loan against interest rate rises.
- We may be able to access the Government's Enterprise Finance Guarantee scheme if you don't have enough security available.
* If the loan is repaid early then an early repayment fee will be payable
** Taking a capital repayment holiday or deferring repayments will increase the total interest charged and the total amount payable over the full term of the loan
If the security arrangements include a property which is currently, or is intended to be used as a domestic dwelling, either wholly or in part, please remember that your home may be repossessed if you do not keep up repayments on your mortgage.
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