Investor Profiler Questionnaire

It's important for you to make the right investment choices. This questionnaire is designed to guide you regarding the types of investment that would be most suitable to you. Answer the following questions to obtain your profile.

1. How comfortable are you about making investment decisions?
   a)Not at all
   b)Reasonably comfortable
   c)Comfortable
   d)Very comfortable
   
   
2. Do you intend to manage your pension investments?
   a)I want to leave all decisions to HSBC
   b)I do not have the time to manage pension investments
   c)I'll review my investments annually
   d)Yes, I'll be in control and will actively manage my pension investments
   
   
3. The stock market can go down as well as up. How do you feel about the value of your investments changing?
   a)I don't like it
   b)I don't like it but I know shares are best over the long term
   c)Some change is acceptable
   d)I don't mind as it is a long term investment
   
   
4. During 2002, the stock market fell by 22.7%. How would you have felt if your investments had fallen by 22.7%?
   a)I'd have sold all my shares
   b)I'd be concerned and would have sold some of my shares
   c)I'd have been worried but wouldn't have taken any action
   d)This wouldn't have been a problem to me - investing in shares is for the longer term
   
   
5. HSBC has fund managers that try to get the best return possible for your funds: these are 'active funds'. We also offer funds that match the returns from various markets: these are 'passive funds'. Which approach do you feel most suits your personal investment strategy?
   a)I don't know
   b)I'm happy to invest in shares but only want to match the return of the markets
   c)I do not have a preference and will consider both options
   d)I'd prefer active funds to try and maximise any potential return from my investment
   
   
6. Investing in cash means the value of your investment does not fall. However, over time, due to increases in the cost of living, the 'real' value of your money may actually fall. How do you feel about the real value of money declining?
   a)I like cash as I like the security
   b)Cash is only for the short term
   c)Keeping ahead of inflation is the most important thing
   d)I want to be in shares to give me the best chance of growing my investments
   
   
7. You can either invest for maximum returns or for a more balanced approach. What would be your approach for this pension?
   a)Don't know
   b)Low risk - I'm worried about losing capital
   c)Balanced (Medium risk) - I want returns but not too much risk
   d)High risk - I want to aim for the greatest potential return and am not worried about the short term fluctuation

Next, count the number of a), b), c) and d) answers you gave and then find out what type of investor you are.

HSBC Life (UK) Limited is authorised and regulated by the Financial Services Authority.