Key product information
| Feature | Full description |
|---|---|
Balance transfers |
Interest-free balance transfers for 23 months With the HSBC Bank Credit Card new cardholders get interest free balance transfers for 23 months. A 3.3% balance transfer fee (minimum £5) applies. Representative 17.9% APR variable. Representative example: based on an assumed credit limit of £1200, Requests for a Balance Transfer received by us after 3.30 pm (or received on a non-working day) will be treated as if they were received the next working day. It can take up to 3 working days, from the day of receipt by HSBC, for the money to reach your other credit or store card provider, written requests can take up to 4 working days. Once your balance transfer is processed, it cannot be reversed. At the end of the 23 months promotional period Balance Transfers will revert to the standard variable rate - representative 17.9% APR variable. How to transfer your balance If you're already an Internet Banking customer, log on and select 'Balance transfers' from the left hand menu when you're viewing your credit card details. Alternatively, call us on 08456 043114 or textphone 18001 0800 028 0126. Lines are open 8am to 10pm every day. Please note balances can't be transferred from cards issued by other members of the HSBC Group including first direct, Marks and Spencer, and John Lewis Partnership Card. The introductory offer is only available to new HSBC Bank Credit Card customers who hold an HSBC current account, and doesn't apply to the Student Credit Card or HSBC Premier Credit Card. This offer excludes people who don't hold an HSBC current account, existing HSBC Bank Credit Card customers or those who closed their HSBC Bank Credit Card within the last 6 months. |
Purchases |
Interest-free purchases for 3 months With the HSBC Bank Credit Card new cardholders get interest-free purchases for 3 months. At the end of the 3-month promotional period purchases will revert to the standard variable rate - representative 17.9% APR variable. The promotional rate does not apply to cash advances or transactions treated as such under these terms. Further conditions apply. Representative 17.9% APR variable. Requests for a Balance Transfer received by us after 3.30 pm (or received on a non-working day) will be treated as if they were received the next working day. It can take up to 3 working days, from the day of receipt by HSBC, for the money to reach your other credit or store card provider, written requests can take up to 4 working days. At the end of the 15 month promotional period Balance Transfers will revert to the standard variable rate - representative 17.9% APR variable. Representative example: based on an assumed credit of £1200, our 17.9% rate p.a. for new purchases gives a representative rate of 17.9% APR variable. |
24 hour worldwide assistance |
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance. |
Manage your card |
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control. |
Holiday discounts |
Book your holiday online through the HSBC Travel Service and you can save:
|
Additional cards available |
Get an additional credit card for a partner or family member over 18 years of age. |
No annual fee |
The HSBC Credit Card has no annual fee. |
Available to HSBC current account customers.
Check full eligibility details
Sorry, our 'Virtual assistant' only works if you have javascript enabled. If you have a question for us and can't view this tool, please call us on 08457 404 404. Lines are open 8am to 10pm everyday.
Calls may be monitored or recorded for quality and training purposes.
Need to speak to us?
Give our friendly team a call on:
0800 032 4735
Textphone: 108001 0800 028 0126
Lines are open 8am to 10pm everyday except Christmas Day, Boxing Day and New Year's Day.
Calls may be monitored or recorded.
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