Balance Transfers
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Interest-free Balance Transfers for 23 months
With the HSBC Bank Credit Card new cardholders get interest free Balance Transfers for 23 months, on balances transferred within 60 days from account opening.
A 3.3% Balance Transfer fee (minimum £5) applies.
Representative 17.9% APR variable.
Representative example: based on an assumed credit limit of £1200,
our 17.9% rate p.a.
for new purchases gives a representative rate of 17.9% APR variable.
Requests for a Balance Transfer received by us after 3.30 pm (or received on a non-working day) will be treated as if they were received the next working day.
It can take up to three working days, from the day of receipt by HSBC, for the money to reach your other credit or store card provider, written requests can take up to four working days.
Once your balance transfer is processed, it cannot be reversed.
At the end of the 23 months promotional period Balance Transfers will revert to the standard variable rate - representative 17.9% APR variable.
How to transfer your balance
If you're already an Internet Banking customer, log on and select 'Balance transfers' from the left hand menu when you're viewing your credit card details.
Alternatively, call us on 08456 043 114 or textphone 108001 0800 028 0126.
Lines are open 8am to 10pm every day.
Please note balances can't be transferred from cards issued by other members of the HSBC Group including first direct, Marks and Spencer, and John Lewis Partnership Card.
The introductory offer is only available to new HSBC Bank Credit Card customers who hold an HSBC current account, and doesn't apply to the Student Credit Card or
HSBC Premier Credit Card.
This offer excludes people who don't hold an HSBC current account, existing HSBC Bank Credit Card customers or those who closed their HSBC Bank Credit Card within the last six months.
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Purchases
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Interest-free purchases for 3 months
With the HSBC Bank Credit Card new cardholders get interest-free purchases for three months.
At the end of the three month promotional period purchases will revert to the standard variable rate - representative 17.9% APR variable.
The promotional rate does not apply to cash advances or transactions treated as such under these terms.
Further conditions apply.
Representative 17.9% APR variable.
Requests for a Balance Transfer received by us after 3.30 pm (or received on a non-working day) will be treated as if they were received the next working day.
It can take up to 3 working days, from the day of receipt by HSBC, for the money to reach your other credit or store card provider, written requests can take up to 4 working days.
At the end of the 15 month promotional period Balance Transfers will revert to the standard variable rate - representative 17.9% APR variable.
Representative example: based on an assumed credit of £1200, our 17.9% rate p.a.
for new purchases gives a representative rate of 17.9% APR variable.
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home&Away Privilege Programme
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As an HSBC Credit Card customer you can enjoy exclusive offers and discounts when you use your card to purchase goods in the UK and abroad.
Enjoy complimentary hotel upgrades and money off restaurant meals, from Malta to the Maldives.
Or, take advantage of discounted car breakdown cover in the UK.
See more details on all our offers This link opens in a new browser window here in the UK.
View a full list of all the global offers This link opens in a new browser window you will have access to as an HSBC Credit Card holder, you can search by country or merchant.
Save up to Half Price* on UK family holidays with Park Resorts! opens an overlay window
Eat out for less with MyLocalDiningDeal opens an overlay window
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Holiday discounts
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Book your holiday online through the HSBC Travel Service opens an overlay window and you can get:
- Discounts on Thomas Cook, Airtours, Manos, Club 18-30, Neilson, Cresta, Thomas Cook Signature, Thomas Cook Style, Thomas Cook Tours and Swiss Travel Service
- Discounts on holidays with over 100 other tour operators
- Discounts on car hire, airport parking, and attraction tickets booked with a package holiday or flight.
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Additional cards available
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Get an
additional credit card
for a partner or family member over 18 years of age. |
24 hour worldwide assistance
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Day or night, help is always at hand if your card is lost or stolen.
Wherever you are in the world you can speak to our
dedicated team
about getting an emergency cash advance. |
Manage your card
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Online banking is a convenient way to manage your card.
It lets you check your credit card balance, make payments and stay in control. |
No annual fee
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The HSBC Credit Card has no annual fee. |
