The benefits
|
Interest-free overdraft
Interest free overdraft entitlements are:
- £1,500 in the first year after graduation
- £1,000 in the second year after graduation
More on
overdrafts
.
Graduate Loan
You’ll be able to apply for a Graduate Loan up to five years after the date of your graduation.You can apply to borrow up to £25,000, subject to status and account conduct.
We offer attractive rates.
The interest rate is representative 5.9% APR for loans between £5,000 and £25,000.
Loans over £15,000 can be repaid over up to 8 years.
More on
Graduate Loans
.
Regular Saver
Regular Saver is one of our highest earning savings accounts.
As a graduate customer, you can open one and manage it easily alongside your other accounts.
More on Regular Saver. |
The essentials
|
HSBC Debit Card
Use your card and PIN which comes with your Graduate Bank Account in shops, restaurants and online, and withdraw your money from any ATM in the UK2 – up to £300 a day.
Get up to £100 cashback at many outlets nationwide when you pay with your HSBC Debit Card.
You can also use your card to withdraw local currency at cash machines worldwide and pay for goods and services worldwide wherever you see the VISA logo.3
More on the
HSBC Debit Card
.
Monthly statements
Once you’ve set up your account you’ll automatically be sent monthly statements.
Once you register for Internet Banking, you’ll then have the option to switch off your paper statements and receive them electronically instead.
It’s green, it’s convenient and it means you’ll have less mail to open.
Mobile banking
Smartphone owners can download
HSBC Fast Balance
- for a quick and easy way to view your current account balance and last six transactions.
Get balance enquiries and mini-statements from a compatible mobile wherever you are, in association with Monitise™. Find out more about Mobile Money.
Internet Banking
With Personal Internet Banking you can check your balance, see your statements and pay your bills and much more.
To see how it works,
watch our interactive demo
.
Internet Banking facilities are available 24/7 subject to planned maintenance periods.
More on
Internet Banking
.
It’s also now easier to log on to your internet banking from an iPhone™ or Android™ phone with our
service.
Telephone banking
Get a balance enquiry, make credit card payments, obtain transaction details and transfer cash between accounts at any time, day or night using our automated service.
And if you have a query, our Customer Service Representatives are available on 08457 404 404 from 8am to 10pm every day.
Calls may be monitored and/or recorded. |
The additional services
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Currency
Order commission-free foreign currency on amounts between £100 and £2,500.
For your convenience we stock Euros and Dollars in over 1200 of our branches, plus cash in up to 67 currencies available for next day delivery.
Order online
, in branch or by telephone.
Call 0800 032 4700.
Lines are open 8am – 10pm every day except Christmas Day, Boxing Day and New Year’s Day.
Help with your finances
We can give you tips on making the most of your money.
And if you’re having trouble paying your bills, we can help you work out what to do.
More on
help with your finances
.
Switching service
We can automatically transfer your existing Direct Debits and standing orders to your new HSBC current account.
And if you use our switching service we can offer you an interest and charge free overdraft for up to three months taking into account your existing Direct Debits and standing orders subject to our usual credit assessment criteria.
More on our switching service. |
