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Understanding third party access

Third party access relates to different ways of giving another person access to your bank account and the right to operate it. Take a look at six different types of third party access in the table below.

Third party access
Choosing third party access
Choosing third party access
Example of HSBC customer's circumstances Third Party Mandate Ordinary power of attorney Lasting power of attorney Enduring power of attorney

(only valid if written and signed before 1 October 2007)

 		Court of Protection order Department of Work and Pensions appointee
You need help with account management for administrative convenience
You are going abroad and won't have access to accounts
You are physically ill, injured or disabled
You are preparing for a time when you may become mentally incapable
You have lost mental capacity
if prepared before losing capacity
if prepared before losing capacity
if a lasting power of attorney or enduring power of attorney has not already been granted
if a lasting power of attorney or enduring power of attorney has not already been granted


* Please note, in some circumstances you may have the option of using several different types of third party access. The lasting power of attorney and enduring power of attorney in particular may apply in various situations. You need to choose the most suitable option based on your circumstances and goals.

You can find more information on each type of third party access. The information relating to third party access on this website is only intended to provide you with a general guide to the options available to you and does not constitute legal advice. We suggest that you seek legal advice before you decide which type of third party access is right for your individual circumstances.

More useful links

Examples of acceptable identification and verification of address documents

Managing third party access: What powers over your account could a third party have

Take a look at the types of third party access in more detail


Find out more

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