Motor insurance and car insurance cover | HSBC UK

 

What type of car insurance cover is available?

  • Third Party Covers you for any damage or injury caused to another vehicle or driver.
  • Third Party, Fire and Theft Get all Third Party benefits plus cover if your car is lost or damaged through fire or theft.
  • Comprehensive Get all Third Party, Fire & Theft benefits plus accidental damage to your own car.

What's covered?

Standard policy features Third Party Third Party, Fire and Theft Comprehensive
Fire   ✓ ✓
Lightning   ✓ ✓
Car taken without your consent   ✓ ✓
Explosion   ✓ ✓
Theft   ✓ ✓
Attempted theft   ✓ ✓
Storm     ✓
Flood     ✓
Malicious damage     ✓
Accidental damage     ✓
Vandalism     ✓
Excess Specific to individual quote/policy schedule Specific to individual quote/policy schedule Specific to individual quote/policy schedule
Courtesy car     ✓
Liability for passengers/third parties ✓ ✓ ✓
Emergency treatment ✓ ✓ ✓
Option to drive other cars ✓ ✓ ✓
Foreign travel cover ✓ ✓ ✓
Stereo and sat nav cover   ✓ ✓
Storage and delivery after repair   ✓ ✓
Accessories (fitted to car/stored in garage)   ✓ ✓
Windscreen cover     ✓
Personal belongings     Up to £100
Medical expenses     Up to £200
Injury or death (driver and partner)     Up to £5,000

 

Optional extras for all 3 levels of cover
Up to £100,000 motor legal protection Help towards uninsured losses and a hire car for up to 14 days
RAC Breakdown From £35 choose
• UK Roadside only
• UK Roadside and Recovery
• UK Roadside, Recovery, At Home and Onward Travel
No Claims Discount Protection You can protect your valuable no claims discount if you have built up four years or more

Vehicles not covered

  • Cars without a valid registration number
  • Cars with 'Q' registration plate
  • Cars used for driving tuition, motor trade, hire or reward, racing, rallies, track days or competitions
  • High value (£75,000 or above) or classic cars (please call Marsh Ltd for a quote on 0845 600 6614)

What you should know before you apply

See other things you should know before you apply.

To read our PDF files you'll need to have Acrobat Reader 4.0™ or above. Visit Adobe UK. If you're using screen reading technology that cannot read PDF's, a converter is available at Access Adobe.

Are you eligible for Car Insurance? Check the full details

Get a quote

Or click here if your vehicle has a market value over £75,000

Our top 5 FAQs


1. What is acceptable No Claims Discount proof?

2. Can I insure a young driver and how much will it cost?

3. Am I covered to drive other cars on my policy?

4. Can I insure on a short term basis?

5. What if my car or circumstances change?

Need to speak to us?

Give our friendly team a call on:

0800 072 0581

Lines are open 8am to 9pm Monday to Friday, 10am to 5pm Saturday, 10am to 4pm Sunday and 9am to 5pm Bank Holidays

To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.