Compare to previous interest rates
  Effective Date Amount Net % Gross % AER %

Online Bonus Saver


Monthly Interest

Variable Rate


Standard interest




Interest including bonus
(where you don't make a withdrawal)

Standard interest



Interest including bonus
(where you don't make a withdrawal)



20.03.09


£1 - 50,000


0.20


0.25


0.25
£1 - 50,000 0.60 0.75 0.75
£50,000+ 0.20 0.25 0.25
£50,000+ 0.40 0.50 0.50
  Effective Date Amount Net % Gross % AER %

Regular Saver


Only available to HSBC Premier, HSBC Advance, HSBC Graduate (Advance) and HSBC Passport customers Annual interest (Fixed Rate)










Only available to Bank Account, Bank Account Pay Monthly and Graduate Bank Account customers Annual interest (Fixed Rate)



Interest paid annually
Accounts opened on or after 1 July 2009

01.07.09
£25 - £250 per month
6.40
8.00
8.00
01.07.09
£25 - £250 per month 		3.20 4.00 4.00
  Effective Date Amount Net % Gross % AER %

Flexible Saver
Standard Rates



Monthly Interest




Variable Rate

20.03.09
Up to £10,000
0.04
0.05
0.05
£10,000+ 0.04 0.05 0.05
£50,000+ 0.04 0.05 0.05
  Effective Date Amount Net % Gross % AER %

Flexible Saver
Preferential Rates



Monthly Interest

Variable Rate

HSBC Advance and HSBC Advance Graduate Customers only

20.03.09
Up to £10,000
0.08
0.10
0.10
£10,000+ 0.08 0.10 0.10
£50,000+ 0.08 0.10 0.10
  Effective Date Amount Net % Gross % AER %

HSBC Premier Savings†


Premier customers only

Monthly interest

Variable Rate

20.03.09
Up to £50,000
0.08
0.10
0.10
£50,000+ 0.08 0.10 0.10
£100,000+ 0.08 0.10 0.10
  Effective Date Amount Net % Gross % AER %

HSBC Premier Family Savings


For 18-25 year old children of an HSBC Premier customer
Monthly interest
Variable rate

20.03.09
Up to £50,000
0.08
0.10
0.10
£50,000+ 0.08 0.10 0.10
£100,000+ 0.08 0.10 0.10
  Effective Date Amount Net % Gross % AER %

Fixed Rate Cash ISA#

Standard Rates


Interest at maturity paid tax-free
Fixed for the first 12 months
This rate applies to accounts opened from 01.12.09. For accounts opened prior to this date, please see the previous interest rates page.
At maturity the account then becomes a Variable Rate Cash ISA, with the applicable variable rate. Click here for the current Variable Rate Cash ISA rate.

01.12.09
Lump sum of your annual cash ISA subscription limit
Tax-free
2.50
2.50
  Effective Date Amount Net % Gross % AER %

Fixed Rate Cash ISA#

Preferential Rates


Interest at maturity, paid tax-free
Fixed for the first 12 months
Only available to HSBC Premier, HSBC Advance and HSBC Graduate (Advance) customers
This rate applies to accounts opened from 15.02.10. For accounts opened prior to this date, please see the previous interest rates page.
At maturity the account then becomes a Variable Rate Cash ISA, with the applicable variable rate. Click here for the current Variable Rate Cash ISA rate.

15.02.10
£20,000+

Up to £20,000
Tax-free
2.85
2.85
2.75 2.75
  Effective Date Amount Net Gross% AER%

Cash e-ISA#


Monthly Interest paid Tax-Free
Variable rate

20.03.09
£1+
Tax-free
1.74
1.75
  Effective Date Amount Net % Gross % AER %

Variable Rate Cash ISA#
Bonus ISA


Standard rates
Monthly interest paid tax-free
For Variable Rate Cash ISA accounts – non-Bonus - opened prior to this date, please see the Products No Longer Sold section below

15.02.10
£15,000+
Tax-free
1.29
1.30
£9,000+ 1.19 1.20
up to £9,000 1.19 1.20
  Effective Date Amount Net % Gross % AER %

Variable Rate Cash ISA#
Bonus ISA


Preferential rates
Monthly interest paid tax-free
Only available to HSBC Premier, HSBC Advance and HSBC Graduate (Advance) customers
For Variable Rate Cash ISA accounts – non-Bonus - opened prior to this date, please see the Products No Longer Sold section below

15.02.10
£15,000
Tax-free
1.74
1.75
Up to £15,000 1.24 1.25
  Effective Date Term Amount Net % Gross % AER %

Fixed Rate Saver


Monthly interest
Fixed for the term of your deposit
All net rates are rounded to 2 decimal places

27.08.10
5 Years
£2,000+
£50,000+
2.83%
2.99%
3.54%
3.74%
3.60%
3.80%
3 Years
£2,000+
£50,000+
2.68%
2.83%
3.35%
3.54%
3.40%
3.60%
2 Years
£2,000+
£50,000+
2.52%
2.68%
3.15%
3.35%
3.20%
3.40%
18 months
£2,000+
£50,000+
2.45%
2.60%
3.06%
3.25%
3.10%
3.30%
1 Year
£2,000+
£50,000+
2.21%
2.37%
2.76%
2.96%
2.80%
3.00%
6 months
£2,000+
£50,000+
1.43%
1.59%
1.79%
1.98%
1.80%
2.00%
  Effective Date Term Amount Net % Gross % AER %

Fixed Rate Saver


Annual interest
Fixed for the term of your deposit
All net rates are rounded to 2 decimal places

27.08.10
5 Years
£2,000+
£50,000+
2.88%
3.04%
3.60%
3.80%
3.60%
3.80%
3 Years
£2,000+
£50,000+
2.72%
2.88%
3.40%
3.60%
3.40%
3.60%
2 Years
£2,000+
£50,000+
2.56%
2.72%
3.20%
3.40%
3.20%
3.40%
18 months
£2,000+
£50,000+
2.48%
2.64%
3.10%
3.30%
3.10%
3.30%
1 Year
£2,000+
£50,000+
2.24%
2.40%
2.80%
3.00%
2.80%
3.00%
6 Months
£2,000+
£50,000+
1.44%
1.60%
1.80%
2.00%
1.80%
2.00%
3 Months
£2,000+
£50,000+
1.04%
1.20%
1.30%
1.50%
1.30%
1.50%
      

Money Market


For the latest rates contact our Global Markets Office
0845 60 60 600
     
  Effective Date Amount Net % Gross % AER %

My Savings


Monthly Interest
Variable Rate

20.03.09
£1+
0.40
0.50
0.50
  Effective Date Amount Net % Gross % AER %

HSBC Premier MySavings


Monthly interest
Variable rate

20.03.09
£1+
0.40%
0.50%
0.50%
  Effective Date Amount Net % Gross % AER %

High Interest Savings Account for Children


Monthly interest
Variable rate

20.03.09
£1+
0.40
0.50
0.50
  Effective Date Amount Net % Gross % AER %

Investment Management Credit Interest Rates


(Independent Financial Advice from Premier):Interest credited in February, May, August and November

20.03.09
Up to £50,000
0.08
0.10
0.10
£50,000+ 0.08 0.10 0.10
£100,000 and over 0.08 0.10 0.10
  Effective date Amount Net % Gross % AER %

International Personal Savings account


USD
(Interest paid half yearly)
At present no credit interest is paid







EUR One Euro Account
(Interest paid quarterly)

17.12.08
$2,500,000+
0.00
0.00
0.00
$1,000,000+ 0.00 0.00 0.00
$500,000+ 0.00 0.00 0.00
$250,000+ 0.00 0.00 0.00
up to $249,999 0.00 0.00 0.00
21.01.09 €3,000,000+ 0.40 0.50 0.50
€1,000,000+ 0.32 0.40 0.40
€500,000+ 0.24 0.30 0.30
€250,000+ 0.16 0.20 0.20
up to €249,999 0.08 0.10 0.10
  Effective date Amount Net % Gross % AER %

International Personal Savings account - Additional currencies 1


Australian dollar (AUD)
(Interest paid half yearly)








Canadian dollar (CAD)
(Interest paid half yearly)









Danish krone (DKK)
(Interest paid half yearly)







Japenese yen (JPY)
At present no credit interest is paid


10.03.09

920,000+

0.40

0.50

0.50
460,000+ 0.20 0.25 0.25
92,000+ 0.00 0.00 0.00
46,000+ 0.00 0.00 0.00
6,000+ 0.00 0.00 0.00
10.03.09 850,000+ 0.04 0.05 0.05
400,000+ 0.00 0.00 0.00
85,000+ 0.00 0.00 0.00
40,000+ 0.00 0.00 0.00
5,000+ 0.00 0.00 0.00
10.03.09 4,420,000+ 0.20 0.25 0.25
2,110,000+ 0.00 0.00 0.00
422,000+ 0.00 0.00 0.00
211,000+ 0.00 0.00 0.00
25,000+ 0.00 0.00 0.00






  Effective date Amount Net % Gross % AER %

International Personal Savings account - Additional currencies 2


New Zealand dollar (NZD)
(Interest paid half yearly)






Norwegian krone (NOK)
(Interest paid half yearly)







Swedish krona (SEK)
(Interest paid half yearly)






Swiss franc (SEK)
At present no credit interest is paid


10.03.09

1,220,000+

0.60

0.75

0.75
610,000+ 0.40 0.50 0.50
122,000+ 0.00 0.00 0.00
61,000+ 0.00 0.00 0.00
7,300+ 0.00 0.00 0.00
10.03.09 4,600,000+ 0.20 0.25 0.25
2,260,000+ 0.00 0.00 0.00
452,000+ 0.00 0.00 0.00
226,000+ 0.00 0.00 0.00
27,000+ 0.00 0.00 0.00
10.03.09 4,800,000+ 0.08 0.10 0.10
2,400,000+ 0.00 0.00 0.00
480,000+ 0.00 0.00 0.00
240,000+ 0.00 0.00 0.00
28,000+ 0.00 0.00 0.00






PRODUCTS NO LONGER SOLD

  Effective Date Amount Net % Gross % AER %

Online Saver


No interest is paid in any month that a withdrawal is made

Interest paid monthly
Variable Rate
Accounts opened before 05.02.07

20.03.09
£1+
0.20
0.25
0.25
  Effective Date Amount Net % Gross % AER %

Online Saver Offer


No interest is paid in any month that a withdrawal is made

Interest paid monthly
Variable rate
Accounts opened on or after 05.02.07

20.03.09
£1+
0.40
0.50
0.50
  Effective Date Amount Net % Gross % AER %

Instant Access Savings


Monthly interest
Variable rate

20.03.09
Up to £10,000
0.04
0.05
0.05
£10,000+ 0.04 0.05 0.05
£50,000+ 0.04 0.05 0.05
  Effective Date Amount Net % Gross % AER %

Variable Rate Cash ISA#


Standard rates
Monthly interest paid tax-free
20.03.09
£15,000+
Tax-free
0.30
0.30
£9,000+ 0.20 0.20
Up to £9,000 0.20 0.20
  Effective Date Amount Net % Gross % AER %

Variable Rate Cash ISA#


Preferential rates
Monthly Interest paid tax -free
Only available to HSBC Advance, HSBC Premier and HSBC Graduate (Advance) customers

20.03.09
£15,000+
Tax-free
0.75
0.75
Up to £15,000 0.25 0.25
  Effective Date Amount Net % Gross % AER %

Young Savers Account


Annual Interest
Variable Interest

20.03.09
£1+
0.40
0.50
0.50
  Effective Date Amount Net % Gross % AER %

Young Savers Account


Monthly Interest
Variable rate

20.03.09
£1+
0.40
0.50
0.50

# Only available to those resident and ordinarily resident in the UK.

† Private Clients Savings Account customers also receive these credit rates. Please note that this account is no longer sold.

Investment Management (Independent Financial Advice from Premier): Debit Interest on outstanding overdrawn balances is calculated daily at 3% above base rate.

NET: The rate after the deduction of tax applicable to interest, currently 20%. Higher rate tax payers will have an additional liability.

GROSS: The rate before the deduction of tax applicable to interest on savings accounts.

AER: Annual Equivalent Rate: This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year.

Tax-free: means free of UK income tax and UK capital gains tax

ESD: The rate before deduction of tax applicable to interest on savings accounts. If your account is based in one of our Channel Island or Isle of Man branches, credit interest may be subject to a retention tax. As an alternative you can opt to have your account details reported ultimately to your local tax authority.

All rates are variable unless otherwise indicated.

Personal Business

  Issued for UK use only  |  © HSBC Bank plc 2002 - 2010