Students & graduates


Loyalty Cash ISA

  • Be rewarded for your loyalty.
  • Earn interest tax free.
  • Simple to open.
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Review your finances

  • Start a conversation to plan your future.
  • Book an appointment for a review.
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Don't know where to start?

  • Read our guide to getting started with your savings.
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Learn more about tax-efficient savings and investing

Pay less tax on your investments

Pay less tax on your investments

Increase the return on your investments by understanding the tax laws


The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Most equity investments are designed for the medium to long term, for example at least five years.

The value of tax benefits will depend on your individual circumstances, and tax rules may change in the future