Personal Loans - Apply for our best loans online | HSBC UK

 

Our customers can pick up a representative* 5.9% APR for Personal Loans between £7,000 and £15,000.

Available exclusively to HSBC current account customers. Offer ends 30 June 2013.

Are you eligible for a Personal Loan? Check the full details


Find out more

How to apply

Personal Loans

*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.

  • Quick decisionNo matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
  • Make overpayments You can make overpayments without charge, which may reduce the amount of interest you pay.
  • Funds transferred same dayIf approved, you'll receive the money in your account straight away.
  • Fixed repayment termsYou always know how much you need to repay each month.
  • Repayment holidays You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
  • Apply for additional borrowing If you already have a Personal Loan with us, you can apply to borrow more online.

*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.

Repayment Calculator


Loan Amount:

Available from £1,000 to
£25,000 in £10 increments.

£

Loan Term:

1 to 5 years for £15,000 or under,
1 to 8 years for over £15,000.


00.00

00.00

00.00

This example is not a quotation and is for illustration purposes only. A full quotation will be provided when you apply and figures may vary slightly. Customers who do not meet our normal criteria may be offered a different APR to our standard rates.

*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.

Are you eligible for a Personal Loan? Check the full details



Find out more

How to apply

Have you considered these other options?

Overdraft Service

Prepare for unexpected costs and expensive months with a formal overdraft limit.

HSBC Credit Card

For a fast, convenient and reliable way to make purchases, wherever you are

HomeOwner Loans

If you own a property, a HomeOwner Loan could be an affordable way to borrow

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our top 5 FAQs


1. When will I hear if my loan application has been successful?

2. How quickly will I get my money?

3. Can I choose my repayment date?

4. Can I defer payments?

5. Can I have a payment holiday?

Need to speak to us?

Give our friendly team a call on:

0800 032 4735

Textphone contact numbers

Contact us



Mobile (using inclusive minutes)

0345 600 6453†

Calls to 0345 numbers are included within most mobile operators inclusive minutes. Please refer to your mobile network tariff for any charges.



Landline freephone


0800 432 0492†

Calls to 0800 numbers are chargeable from most mobile operators. Please refer to your mobile network tariff for any charges.

†Lines are open 8am to 10pm every day except Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

Prefer to talk face-to-face?

Pop into your nearest branch for a chat.

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