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Mobile Banking Identity Theft Assistance
In association with MonitiseTM you can access your HSBC account in real time from a compatible mobile wherever you are
  • Free registration
  • Free balance enquiries
  • Free mini-statements

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HSBC in association with PrivacyGuard® gives Bank Account customers:
  • An online risk assessment tool and advice to help you reduce your risk.
  • A telephone line to help you in the event of identity theft.
  • One free online credit report per year to check your status and identify unauthorised activity in your name.
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Regular Saver PrivacyGuard®
Get access to one of our highest earning savings accounts, to help make the most of your money.

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For an additional fee you can get access to the complete PivacyGuard® identity theft protection service.

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Overdraft service Internet Banking
Overdrafts are an additional service to your current account. They're one of many options available to customers with borrowing needs. For our current overdraft rates and charges please refer to price list.

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You can check your balance, look at your statements and pay your bills any time you like.* Why not view an interactive demo?

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Interactive demo
Free Everyday Banking HSBC Debit Card
Your Bank Account is free of charges in the UK for cheques, cash withdrawals from HSBC cash machines,** direct debits, standing orders, automated bill payments and monthly statements. Plus, free Telephone Banking and Branch Banking – if you need to speak to someone, just pop into your local branch or call us. You can use your debit card at over a million cash machines worldwide and to pay for goods and services at home and abroad*** in shops, restaurants, etc.



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Keep your finances in order Green option
Read some helpful tips on how to keep your finances in order and also what we can do if you are in difficulty.


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Going Green with HSBC is all about doing your everyday banking, but in ways that reduce your impact on the environment – by saving paper.

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* Subject to planned maintenance.

** Some cash machine owners may levy a charge. This will be shown on screen with an option to cancel the withdrawal if you want.

*** General: Any foreign currency debit card payments (including cash withdrawals) are converted to Sterling by VISA or MasterCard (as appropriate) using wholesale market rates applying on the day the conversion is made. These transactions are subject to our foreign exchange charge of 2.75%. We will deduct the payment from your account once we receive details of the payment from the card scheme, at the latest the next working day. Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers.

Cash Machines: There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas. We will deduct the amount of the transaction fee from your account once we receive details of the payment from the card scheme, at the latest the next working day. Some cash machine operators may apply a direct charge for withdrawals from their cash machines and this will be advised on screen at the time of withdrawal.

Shops and retailers: There is no transaction fee for using your debit card to pay for goods and services overseas.

Free and fee free on these pages means no charges from HSBC Bank. Everyday banking does not refer to overdrafts or foreign transactions.

Our internet systems are protected by 128 Bit SSL encryption, sophisticated anti virus software, firewalls and monitoring devices.

† Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).