Helping you make the most of your money
Our Student Banking service is all about helping you with as much as we can for your student life. You'll get a flexible bank account that gives you the support you need to enjoy your time as a student with access to your money whenever you need it, 24/7.
Be an early bird and get your student banking sorted from 17. That way you'll avoid the hassle come results day and have an account ready if you plan to apply for a student loan. You'll be entitled to the following features and then once you're 18 or over and can confirm your unconditional university place, you will qualify for all the additional benefits, as seen below.
Top reasons to take HSBC's Student Bank Account:
- Up to £2,000 interest free overdraft*1.
- No overdraft fees.
- 24 hour access to your account*2.
- Access to your cash wherever you are – get local currency at over a million cash machines worldwide*3.
- Two years worldwide travel insurance*4.
- Mobile Banking straight from your mobile phone.
- Overdraft limit alerts at HSBC cash machines.
- Mobile phone top-ups at HSBC cash machines.
- Variable credit interest on the first £1000 in your bank account during your first year at university.
- Go Green – virtually paperless banking.
- Apply for a Student Credit Card*1.
- Talking Money student microsite.
- In-branch Student Advisors
If you are an international student apply for our HSBC Passport and benefit from an exclusive UK relocation service.
The Student Bank Account from 17 includes:
Once you are 18+ and have confirmation of your uni place you will be entitled to additional features (outlined above)
- 24 hour access to your account*2
- Access to your cash wherever you are – get local currency at over a million cash machines worldwide*3
- Mobile Banking straight from your mobile phone.
- Mobile top-ups at HSBC cash machines
- Talking Money student microsite.
- Online budgeting calculator
- In-branch Student Advisors
*1 Subject to status, applicant must be 18 or over.
Please see More Info for the interest free overdraft available per year of study.
*2 Subject to scheduled maintenance periods
*3 Foreign exchange rates are shown on your statement against each transaction inclusive of an exchange rate adjustment, currently 2.75%.
There is an ATM transaction fee which is currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas.
Local cash machine owners may also apply a charge - this will be shown on screen with an option to cancel the withdrawal if you want.
*4 Terms and conditions apply.
