Helping you make the most of your money
Our Student Banking service is all about helping you with as much as we can for your student life.
You'll get a flexible bank account that gives you the support you need to enjoy your time as a student with access to your money whenever you need it, 24/7.
Benefits to suit your needs at University
Banking
- Up to £2,000 interest free overdraft*1, no overdraft fees and overdraft limit alerts at HSBC cash machines
- We'll pay you 2% AER Variable Credit interest on the first £1000 in your bank account during your first year at university
Travelling and holidays
- Two years free worldwide travel insurance*2
- Access to your cash wherever you are – get local currency at over a million cash machines worldwide*3
Managing your money
- 24 hour access to your account *4.
- Free TalkMobile SIM card with £5 preloaded credit and free calls to HSBC telephone banking so you can manage your money on the go.
- Mobile Banking straight from your mobile phone
Help with your money
- In-branch Student Advisors
- Talking Money - your questions answered on everything to do with money.
Discounts
- 25% off Lonely Planet Travel Guides
- Great savings with Dell
- CDWOW - get chart CDs from £7.49
If you are an international student apply for our HSBC Passport and benefit from an exclusive UK relocation service.
Be an early bird and get your student banking sorted from 17. That way you'll avoid the hassle come results day and have an account ready if you plan to apply for a student loan. You'll be entitled to the following features and then once you're 18 or over and can confirm your unconditional university place, you will qualify for all the additional benefits, as seen below.
The Student Bank Account from 17 includes:
Once you are 18+ and have confirmation of your uni place you will be entitled to additional features (outlined above)
- 24 hour access to your account*4
- Access to your cash wherever you are – get local currency at over a million cash machines worldwide*3
- Mobile Banking straight from your mobile phone.
- Mobile top-ups at HSBC cash machines
- Talking Money student microsite.
- Online budgeting calculator
- In-branch Student Advisors
*1 Subject to status, applicant must be 18 or over. Please see More Info for the interest free overdraft available per year of study.
*2 Terms and conditions apply.
3*General: Any foreign currency debit card payments (including cash withdrawals) are converted to Sterling by VISA or MasterCard (as appropriate) using wholesale market rates applying on the day the conversion is made. These transactions are subject to our foreign exchange charge of 2.75%. We will deduct the payment from your account once we receive details of the payment from the card scheme, at the latest the next working day. Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers.
Cash Machines: There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas. We will deduct the amount of the transaction fee from your account once we receive details of the payment from the card scheme, at the latest the next working day. Some cash machine operators may apply a direct charge for withdrawals from their cash machines and this will be advised on screen at the time of withdrawal.
Shops and retailers: There is no transaction fee for using your debit card to pay for goods and services overseas.
*4 Subject to scheduled maintenance periods.
