Helping you get the most of your student days
We know how much fun being a student can be but also how financially challenging it is. That's why we've created a bank account that can work around you, giving you the support you need to get the best from your time at university.
As well as paying you 2% AER Variable Credit interest on the first £1,000 in your Student Bank Account, you also get the following benefits during your first year at university, keeping your studies worry free.
Two years free Worldwide Travel Insurance including winter sports*1
Up to £2,000*2 interest–free overdraft entitlement
No overdraft Arrangement Fees
Online budget calculator
Free TalkMobile SIM card with £5 preloaded credit and free calls to HSBC telephone banking so you can manage your money on the go.
24/7 Banking
Our 24/7*3 banking means you'll have access to us and your money via our internet, mobile or telephone banking services anywhere, anytime
- Check your balances and transactions; manage standing order and direct debits; make payments and transfer money between account via Internet and Telephone Banking
- Get balance enquiries and mini-statements straight to your mobile at no extra cost
Overdrafts
As a Student Bank Account holder, you can get an interest free overdraft, all Arrangement Fees are waived.
Your maximum interest free entitlement goes up each year you study*2:
– Year 1 up to £1,000
– Year 2 up to £1,250
– Year 3 up to £1,500
– Year 4 up to £1,750
– Year 5 up to £2,000
*1 Terms and conditions apply.
HSBC Student Travel Insurance is provided by Aviva Insurance UK Limited.
*2 Subject to status, applicant must be 18 or over.
Additional overdraft agreed above your interest free entitlement will be charged at 3% over the HSBC base rate.
*3 Subject to planned maintenance periods.
Automated telephone banking service is available 24/7 and Customer Service representatives are available.
Textphone 1800 10800 028 0126.
Standard network rates apply.
to help us continually improve our service and in the interests of security, we may monitor and/or record the conversation.
*4 General: Any foreign currency debit card payments (including cash withdrawals) are converted to Sterling by VISA or MasterCard (as appropriate) using wholesale market rates applying on the day the conversion is made.
These transactions are subject to our foreign exchange charge of 2.75%.
We will deduct the payment from your account once we receive details of the payment from the card scheme, at the latest the next working day.
Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers.
Cash Machines: There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas.
We will deduct the amount of the transaction fee from your account once we receive details of the payment from the card scheme, at the latest the next working day.
Some cash machine operators may apply a direct charge for withdrawals from their cash machines and this will be advised on screen at the time of withdrawal.
