Choose the right account for your circumstances
- Show all
current accounts - I want
additional benefits - I earn
more than £100,000 - I am
new to the UK - I am
a student
Or do you need something specific?
- Business banking
Offshore banking - Childrens banking
Shariah compliant banking - Accounts in other currencies
Overdraft service
Our exclusive Relationship-Managed service with global banking facilities
INTERNATIONAL SERVICES
MONTHLY FEE
No fee subject to
meeting the
eligibility criteria *
OVERDRAFT RATE
11.9% EAR
variable
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
HSBC Premier is available without a monthly account fee if you meet any of the following criteria:
- You have savings or investments of at least £50,000 with HSBC in the UK. We request that your main income is paid into your HSBC Premier Bank Account; or
- You have an individual annual income of at least £100,000 paid into your HSBC Premier Bank Account and either:
- a mortgage(s) of at least £300,000 with HSBC in the UK
- a product taken out through our independent financial advisory service, excluding mortgage-related insurance; or
- You qualify for HSBC Premier in another country
International services
- Emergency assistance at branches worldwide
- Global Recognition and Emergency encashments
- Worldwide cash withdrawals without HSBC ATM fees (a foreign exchange charge of 2.75% applies)
- Premier international account opening with no fee
- Globally linked-up online banking via Global View
Key benefits
- Relationship Manager to help you with your banking needs as well as expert advice from a Premier Independent Financial Advisor
- Worldwide Travel Insurance
- Preferential rates and terms on a range of selected products
- Access to HSBC Premier Credit Card with rewards
- Personal safety and Identity theft assistance with Red24
- Premier Family Banking
* A £25 monthly fee may be incurred for not meeting the criteria or your account may be downgraded.
A banking service with global banking facilities
INTERNATIONAL SERVICES
MONTHLY FEE
£12.95
OVERDRAFT RATE
17.9% EAR
variable
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- You will need to be 18 years or over
- Pay HSBCAdvance monthly fee
- Minimum 12 month contract applies
International services
- Emergency assistance at branches worldwide
- Worldwide cash withdrawals without HSBC ATM fees (a foreign exchange charge of 2.75% applies)
- 50% discount on international account opening fee
- Discounted international money transfers between HSBC accounts via Global View
Key benefits
- Worldwide Travel Insurance
- Roadside Breakdown Assistance
- Life cover of £3,000
- Personal safety and Identity theft assistance with Red24
- Preferential rates and terms on a range of selected products
Bank Account gives you all the features and services to make your day to day banking easy
INTERNATIONAL SERVICES
MONTHLY FEE
N/A
OVERDRAFT RATE
19.9% EAR
variable
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- £500 (minimum) monthly deposit required
- If you are under the age of 24, this eligibility criterion does not apply
International services
- Worldwide cash withdrawals with a 2% ATM transaction fee (minimum £1.75, maximum £5.00), these transactions are subject to our foreign exchange charge of 2.75%
- International Account Opening (£100 per account)
Key benefits
- Access to Regular Saver account
- MobileMoney from Monitise, our Mobile banking service
- Identity theft assistance including free credit report
- Overdraft Service, available subject to status
A helping hand for people new to the UK
INTERNATIONAL SERVICES
MONTHLY FEE
£8
OVERDRAFT RATE
N/A
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- Must be 16 years or over
- Must live in the UK, have the intention to move to the UK in the next 3 months or moved to the UK in the last 12 months
- Minimum 12 month contract applies
International services
- A Talkmobile Globetalker SIM card preloaded £10 pre-loaded credit plus 50 free international minutes plus other benefits
- Competitive, secure international money transfers back home
- Online relocation support in 8 languages
- 25% off Lonely Planet travel guides
Key benefits
- Visa debit card
- Open your account using your overseas address
- Discounts on Western Union transfers
- Access to a regular saver account, one of our highest earning savings accounts
Bank Account Pay Monthly provides a range of banking services that help you know where you stand
INTERNATIONAL SERVICES
MONTHLY FEE
£15
OVERDRAFT RATE
19.9% EAR
variable
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- £500 (minimum) monthly deposit required
- If you are under the age of 24, this eligibility criterion does not apply
International services
- Worldwide cash withdrawals with a 2% ATM transaction fee (minimum £1.75, maximum £5.00), these transactions are subject to our foreign exchange charge of 2.75%
- International Account Opening (£100 per account)
Key benefits
- No charge for managing your money services (see price list)
- No arrangement or return fees
- No overdraft or return fees, Payment requests over any formal overdraft limit and your buffer won't be agreed
- Text Alerts as you get near any formal limit
- An online Pay Monthly Money Calendar to help you set and meet your goals
Simple, honest service to support you through uni and beyond
INTERNATIONAL SERVICES
MONTHLY FEE
N/A
OVERDRAFT RATE
Interest
free
INTEREST ON
CREDIT BALANCES
2% EAR on first £1,000 in your first year at Uni
Eligibility
- You will need to be 17 years or over (to apply for credit you must be 18 or over)
- Have been a resident in the UK, Channel Islands or Isle of Man for the last 3 years
- Studying or intending to study a qualifying undergraduate course of 2 years or more at a UK, Channel Islands or Isle of Man uni/college or a part-time course with a Disability Student Allowance
- Confirm you do not hold a Student Account elsewhere
- You will only be eligible for the full range of benefits with Student Bank Account once you provide us with your acceptance onto a qualifying undergraduate course
International services
- 25% off Lonely Planet Travel Guides*
* Offer ends 31 March 2012. See hsbc.co.uk/students for terms and conditions that apply.
Key benefits
- Up to £3,000 interest-free overdraft
- Two years Worldwide Travel Insurance**
- Guaranteed £500 overdraft at account opening
- No overdraft arrangement fees
- Interest paid on credit balances up to £1,000 in your first year
- 24/7 banking over the phone and online
** To be covered, you must deposit a lump sum of at least £250 in your HSBC Student Bank Account between 1 Aug and 31 Oct in your first year at uni. Policy terms apply.
Graduate service to make the transition from study to career that much easier
INTERNATIONAL SERVICES
MONTHLY FEE
N/A
OVERDRAFT RATE
0% EAR variable up to £1,500 in your first year
and £1,000 in your
second year.*
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- Confirm you are aged 18 or over
- Confirm you have graduated from university within the last 2 years
- Can provide proof of Graduation e.g. Graduation certificate
International services
- Worldwide cash withdrawals with a 2% ATM transaction fee (minimum £1.75, maximum £5.00), these transactions are subject to our foreign exchange charge of 2.75%
- International Account Opening (£100 per account)
Key benefits
- Access to Regular Saver, our highest earning savings account
- MobileMoney from Monitise, our Mobile banking service
- Access to Graduate Loan for up to 5 years after graduation
* Any debit balance in excess of this will attract 19.9% EAR variable
A straightforward and easy account to manage for people who only need a few basic transactions
INTERNATIONAL SERVICES
MONTHLY FEE
N/A
OVERDRAFT RATE
N/A
INTEREST ON
CREDIT BALANCES
0.00% EAR
Eligibility
- You will need to be over 18
International services
N/A
Key benefits
- Cash withdrawals up to £200 in the UK
- Withdrawals up to £200 per day in the Post Office ®
- Set up Direct Debits and Standing Orders to pay bills
- 24/7 telephone and internet banking
Simple and easy to use children's account that grows with you
INTERNATIONAL SERVICES
N/A
MONTHLY FEE
N/A
OVERDRAFT RATE
N/A
INTEREST ON
CREDIT BALANCES
0.5% EAR on
MySavings
Eligibility
- Confirm you are under 18 years old (note: if you are under 16 your parent/guardian will also need to sign your application form)
International services
N/A
Key benefits
- Savings account (from 7 years)
- Free Money Box (7-11 years only)
- Cash withdrawal card (from 11 years)
- Visa Debit Card (from 13 years)
- You can't go overdrawn
- Top up your mobile phone at HSBC cash points
With flexible banking and support from a local Business Specialist, our bank accounts help you focus on making your business a success.
If you have investment or borrowing requirements of more than £2million, We offer a range of private banking, wealth management and property services to help you manage your wealth today and for the future.
Ideal if you regularly make or receive payments in a foreign currency. With quick, easy access to your money in a wide range of currencies.
HSBC offshore bank accounts and investments are designed for expats. They offer potential tax benefits and a convenient base for your money as you move around the world.
An account specially devised for those who prefer to conduct their financial affairs in accordance with Shariah. Helping you to meet your day-to-day financial needs without compromising your deeply held principles.
Why choose HSBC?
Our guaranteed hassle-free switching service
takes all the effort out of changing banks.
It couldn't be easier.
Switch to HSBCAdvance
And get up to £500 of benefits including
- travel insurance
- Life cover
- Roadside Breakdown assistance
- ID theft assistance
Hassle free switching when you move to Bank Account including:
- Identity theft assistance
- Access to a fantastic savings rate with Regular Saver
