From only £10 per month, HSBC will reimburse you for 100% of your everyday health costs up to the specified limits in your Policy. See 'Choosing the Right Cover for you' for more information. Dental, optical, physiotherapy and complementary treatments are all included in the Health Cash Plan as well as other treatments and in patient stays.*
Apply today and get an extra 10% discount online.

The essentials
- Premiums do not increase because of your age or the number of claims you make.
- 100% of your dental and optical costs will be paid back to you (up to limits).*
- Fast and simple claims process – most claims are paid within a few days.
- You choose the right level of cover.
- Free confidential 24-hour Health Information Helpline.
- 50% cover for your dependent children for certain benefits at no extra cost.
If you want to read more about HSBC’s Health Cash Plan, take a look at the typical examples and frequently asked questions.
Choosing the right cover for you
There are four levels of cover to choose from, starting from just £10 per month.
The table below will help you decide which level of cover is right for you and highlights the total amount each year that you could claim back:
| Base (£10 per month) | Level 1 (£15 per month) | Level 2 (£20 per month) | Level 3 (£30 per month) | |
|---|---|---|---|---|
| Optical* | up to £40 | up to £60 | up to £85 | up to £130 |
| Dental* (dental amounts doubled for accidental injury) | up to £40 | up to £60 | up to £85 | up to £130 |
| In-patient* (per night) | £20 | £30 | £40 | £60 |
| Day surgery* (per day) | £20 | £30 | £40 | £60 |
| Chiropody | up to £40 | up to £60 | up to £85 | up to £130 |
| Preventative (health screen) | up to £40 | up to £60 | up to £85 | up to £130 |
| Consultation and diagnosis | up to £120 | up to £225 | up to £300 | up to £450 |
| Physiotherapy and complementary treatments (physiotherapy, acupuncture, osteopathy, chiropractic and homeopathy) | up to £120 | up to £225 | up to £300 | up to £450 |
| Health information line | Unlimited use | Unlimited use | Unlimited use | Unlimited use |
Premiums include Insurance Premium Tax at the current rate.
The amounts shown above are what you can claim each year, unless otherwise stated.
* Children's benefits available at no extra cost at half the above limits. The amounts available for children's benefit for optical and dental cover are shared between all your dependent children.

