You are viewing Personal BankingHSBC United Kingdom
The world's local bank

From only £10 per month, HSBC will reimburse you for 100% of your everyday health costs up to the specified limits in your Policy. See 'Choosing the Right Cover for you' for more information. Dental, optical, physiotherapy and complementary treatments are all included in the Health Cash Plan as well as other treatments and in patient stays.*

Apply today and get an extra 10% discount online.

The essentials

  • Premiums do not increase because of your age or the number of claims you make.
  • 100% of your dental and optical costs will be paid back to you (up to limits).*
  • Fast and simple claims process – most claims are paid within a few days.
  • You choose the right level of cover.
  • Free confidential 24-hour Health Information Helpline.
  • 50% cover for your dependent children for certain benefits at no extra cost.


If you want to read more about HSBC’s Health Cash Plan, take a look at the typical examples and frequently asked questions.

Choosing the right cover for you

There are four levels of cover to choose from, starting from just £10 per month.

The table below will help you decide which level of cover is right for you and highlights the total amount each year that you could claim back:

Base (£10 per month)Level 1 (£15 per month)Level 2 (£20 per month)Level 3 (£30 per month)
Optical*up to £40up to £60up to £85up to £130
Dental* (dental amounts
doubled for accidental injury)
up to £40up to £60up to £85up to £130
In-patient* (per night)£20£30£40£60
Day surgery* (per day)£20£30£40£60
Chiropodyup to £40up to £60up to £85up to £130
Preventative (health screen)up to £40up to £60up to £85up to £130
Consultation and diagnosisup to £120up to £225up to £300up to £450
Physiotherapy and complementary treatments (physiotherapy, acupuncture,
osteopathy, chiropractic and homeopathy)
up to £120up to £225up to £300up to £450
Health information lineUnlimited
use
Unlimited
use
Unlimited
use
Unlimited
use

Premiums include Insurance Premium Tax at the current rate.
The amounts shown above are what you can claim each year, unless otherwise stated.
* Children's benefits available at no extra cost at half the above limits. The amounts available for children's benefit for optical and dental cover are shared between all your dependent children.