Protect yourself against loss of income through serious illness or injury with our Income Protection Plan.
The essentials
- Pays you a monthly benefit if you are unable to work due to accident or sickness.
- Choose your level of income protection benefit up to a maximum of 50% of your taxable earnings or 50% of your net profit if you are self-employed.
- Take your policy with you if you change jobs.
- You can choose when your benefit payments start.
- Receive an income until you're fit enough to return to work, reach retirement age or until the agreed end of the cover.
- No increase in your premiums if you make a claim.
- Claims payments are tax free* and linked to inflation.
- Income Protection Plan also available for directors and key employees.
*Currently no income tax liability on benefits, provided premiums paid from taxed income. No tax relief on premiums.
† Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).
