Giving you the retirement you need
We all want a great retirement but do you know what your retirement income will be? About 75% of us aren't sure if we can afford the retirement we want.*
That's where HSBC's personal retirement plan
can help. It's part of a financial planning review and will help you see if your retirement plans are on track. Choose which stage of retirement planning you're at to see how we can help.
Planning for retirement
Retirement may seem some way off, but in financial terms you can't delay. We'll help you by looking at:
1. What your ideal retirement looks like.
2. How much income you will need for your ideal retirement.
3. What income you are likely to have based on your current retirement savings.
4. Options for increasing your retirement income.
Approaching retirement
A particularly important time as the decisions you make may affect the rest of your life. We'll help you by looking at:
1. How much income you need for your retirement.
2. What your retirement income may be based on your current plans.
3. How to buy an annuity and if your savings and investments are best placed.
4. Options for increasing your income, if needed.
Living in retirement
We can help you review your finances so you can continue your current lifestyle or even possibly improve it. We'll help you by looking at:
1. How to take an annuity (if you haven't already).
2. Whether your savings and investments are currently best placed.
3. How to reduce any inheritance tax and whether your Will is up to date.
4. Options to increase your income, if needed.
Note: Advice is available on a commission or fee basis. Your adviser will explain the options to you.
* The Future of Retirement Report 2009, HSBC Insurance Holdings Limited.
