We can tailor our Personal Loans to meet your needs. Typical 8.5% APR for loans between £7,000 and £15,000 for car purchase or home improvements.
The essentials
- Apply online with Internet Banking and we'll give you an instant credit decision, with no need to complete paper documents.
- If your application is agreed online we'll put the money in your account immediately, any time day or night (subject to planned maintenance).
- If you already have a Personal Loan with us and want to borrow more money you can also apply for this online.
- Spread your repayments equally over one to five years for Personal Loans up to £15,000, or one to eight years for Personal Loans of £15,000 and over, with our fixed repayment terms.
- HSBC Personal Loans are only available to existing HSBC current account customers who have a minimum of £700 mandated to their account on a monthly basis.
- You could have the option to defer your Personal Loan repayment for the first three months or take a repayment holiday every January for the life of the Personal Loan. Interest is charged over the full term of the loan, including the deferred period if this option is taken, and any month when a repayment is not made. This means that the amount of interest paid will be higher. The three month repayment holiday must be taken at the start of the loan and can't be offered where more than 70% of the loan is for refinancing existing borrowing.
