In times like these, you'll want to make sure that your savings are flowing into the right accounts. But which combination of savings accounts might suit you best?

Tax-free savings

You're allowed to pour up to £3,600 per tax year into a Cash e–ISA and if you don't use it you'll lose it. You can also transfer funds in from other providers.

Regular savings

Perhaps you've got a fixed amount that you can save every month. Current Account Advance customers can apply for a
Regular Saver account. If you are an HSBC Advance, Premier or Passport customer you will also benefit from a preferential rate on a Regular Saver, providing you have your annual salary paid into your current account.

Instant access savings

Alternatively, you might need instant access to your savings, in which case our Online Bonus saver is an easy online account that allows instant withdrawals for a rainy day.

Fixed–rate savings

If you're looking to lock away some money for a fixed term of your choice, you can guarantee the savings interest rate you'll receive by applying for a Fixed Rate Saver.

For more savings options, see our full range of savings products.