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HSBC United Kingdom
Enjoy a great mortgage rate fixed for 7 years. The HSBC 7 year fixed rate mortgage special is fixed for 7 years at 5.29%. Fixed for 7 years 5.29%. Reverting to the HSBC variable rate, currently 3.94%. The overall cost for comparison is 5.1%APR. Offer may be withdrawn at any time. Available on loans up to £500,000 and up to 75% of the property value. Non-refundable booking fee of £999. An early repayment charge applies during the fixed-rate period. Non refundable booking fee of £599

Product Feature Checklist

FeatureFixed Rate
Interest TypeFixed
Is interest calculated daily?Yes
Can I make unlimited lump sum payments without incurring an early repayment chargeNo
Can I make unlimited overpayments without incurring an early repayment chargeNo
Is there an Early Repayment Charge?Yes
Is there an extended tie-in period?No
Is there any exit fee?No
Can I 'Port' my loan if I move home?Yes

Fixed Rate

A fixed rate mortgage provides the security of fixed mortgage repayments until an agreed date, no matter what happens to interest rates. And remember, we offer some of the best overall mortgage rates in the UK.

Loan to valuation (LTV) - The total amount of your borrowings will depend on your individual situation, the property, the loan you choose and the amount you borrow.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


  • Call us on 0800 169 6333†, 8am – 10pm, 7 days a week

  • Textphone 1800 10800 028 0126

Ways to talk to us




An Early Repayment Charge applies if you increase your standard monthly payment by more than 20% or repay, by any other method, the whole or any part of the mortgage, over and above your standard monthly payment during a fixed rate period.


Mortgage Special 7 year Fixed Rate

Max Loan Balance £500,000 & Max LTV 75%

7 Year Fixed Rate Mortgage Booking Fee Rate Fixed Until Then our HSBC variable rate for the rest of the term Overall cost for Comparison
7 Year Fixed £999 5.29% 30.09.16 Currently 3.94% 5.1% APR

Standard Fee Free Pricing Package

Max LTV 75%

Standard Offer Fixed Until Booking Fee Rate Then our HSBC variable rate for the rest of the term Overall cost for Comparison
2 Year Fixed 30.09.11 Nil 4.09% Currently 3.94% 4.0% APR
3 Year Fixed 30.09.12 Nil 4.74% Currently 3.94% 4.2% APR
5 Year Fixed 30.09.14 Nil 5.39% Currently 3.94% 4.6% APR

Fees and Charges


Max LTV 75%

HSBC Plus Account Customers Fixed Until Booking Fee Rate Then our HSBC variable rate for the rest of the term Overall cost for Comparison
2 Year Fixed 30.09.11 Nil 3.94% Currently 3.94% 4.0% APR
3 Year Fixed 30.09.12 Nil 4.59% Currently 3.94% 4.2% APR
5 Year Fixed 30.09.14 Nil 5.24% Currently 3.94% 4.6% APR

Max LTV 75%

HSBC Premier Customers Fixed Until Booking Fee Rate Then our HSBC variable rate for the rest of the term Overall cost for Comparison
2 Year Fixed 30.09.11 Nil 3.94% Currently 3.94% 4.0% APR
3 Year Fixed 30.09.12 Nil 4.59% Currently 3.94% 4.2% APR
5 Year Fixed 30.09.14 Nil 5.24% Currently 3.94% 4.6% APR



 

† Lines are open 8am – 10pm everyday (except Christmas Day, Boxing Day and New Years Day).

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