HSBC helps customers buy properties all over the world. We can provide access to tailored English language expert advice and financial assistance by introducing you to HSBC in France and Malta and to our selected provider in Spain.
What are my options on mortgages?
- A HomeOwner Loan secured by your UK property can help you to finance a home abroad
Think carefully before securing other debts against your home. Your home may be at risk if you do not keep up repayments on your mortgage.
- You could take out a mortgage secured against your home abroad from a bank in that country
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT. IF REPAYMENTS ARE TO BE MADE IN A CURRENCY OTHER THAN STERLING, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.
Spanish banking and mortgage services
We have carefully selected Solbank, a member of the Banco Sabadell Group, to help you with your mortgage and property buying needs in Spain, including the Balearic and Canary Islands.
Solbank offers:
- English language banking and mortgage services
- Expertise to guide you through the home buying process
- Nationwide cash machine coverage
- Tailor-made services designed to make your time in Spain easier
- Free added–value services such as in-branch internet access
Preferential terms are available to HSBC customers when introduced by us. These include:
- Special terms on a variable rate mortgage with a reduced mortgage arrangement fee and interest rate
- Preferential terms with the Prestige Care Account banking service
Arrange a referral Or call us on 08456 076 706 or +44 (0)207 991 7414
French banking and mortgage services
HSBC in France can help you with your French banking and home buying requirements.
HSBC in France offers:
- A network of branches to help customers with their home finance needs, providing guidance with the home buying process
- Introduction to bilingual solicitors who can protect your interests
- Coverage of all areas of France
- Minimum loan €50,000
- Loan of up to 80% of purchase price or property valuation
- Loan term of up to 20 years subject to repayment by age of 75 years
- Fixed, variable and capped interest rate options
- Help with property construction projects
For further details about our French banking and mortgage services please visit HSBC in France
Arrange a referral Or call us on 08456 076 706 or +44 (0)207 991 7414
Maltese banking and mortgage services
HSBC in Malta has a special service to help non-Maltese residents to buy a home in Malta.
HSBC in Malta offers:
- To help you with your home finance needs, providing guidance with the home buying process
- Coverage of all areas of Malta and Gozo
- A mortgage up to 90% of the purchase price or property valuation
- A loan term of up to 30 years subject to repayment by the age of 65 years
- A loan of up to four times gross income (sole applicant) or 3.5 times joint income
- The loan can be in Maltese lira or selected major currencies
- Fixed or variable rate options are available on mortgages in Malta
For further details about our Maltese banking and mortgage services please visit HSBC in Malta
Arrange a referral Or call us on 08456 076 706 or +44 (0)207 991 7414
What you get with this service
Services differ from country to country, but include:
- Easy communication – English language banking and mortgage services
- Local expertise – to guide you through the home buying process
- Legal help – introduction to bilingual solicitors to protect your interests
- Flexibility over rates – Fixed, variable and capped interest rate options
- High borrowing limit – mortgage up to 90% of purchase price or property valuation
†Lines are open 9am to 8pm from Monday to Thursday, 9am to 5pm Friday, (except Christmas Day, Boxing Day and New Year's Day).
