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Are you making the most of your tax-free savings. Use our calculator to find out. Calculate.

Our Cash e–ISA is available exclusively to Personal Internet Banking customers and can be opened in just a few minutes online.

You'll receive tax free interest with a preferential online rate, on savings up to your annual cash ISA subscription limit . You can invest one lump sum, or save gradually throughout the tax year, it's up to you. And you'll have instant online access to your account.


The essentials


  • Variable rate of 1.75% AER (1.74% tax free)
  • As a new subscriber, receive tax–free interest on savings up to £5,100 this tax year.
  • Instantly access and manage your savings and interest online
  • Open your account with as little as £1
  • Watch your savings grow – we'll pay you interest each month
  • Choose how you want to save – monthly payments or lump sum deposits, it's up to you
  • Open one Cash e–ISA, then add to it each tax year
  • Transfers in from other providers accepted (excluding first direct)
  • ISA guide


Cash e–ISA - Apply now Cash e–ISA - Find out more


In detail

  • Minimum withdrawal £1
  • If you have fully subscribed your tax-free allowance in a tax year, any amount withdrawn cannot be reinvested until the following tax year
  • Available to Personal Internet Banking customers, aged 16 years or over, who are UK residents and normally resident in the UK for tax purposes.
  • The value of the tax benefits described depends on individual circumstances. The tax treatment of ISAs could change in the future.

Definitions

  • AER: Annual Equivalent Rate: This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year.
  • 'Tax free': means free of income tax and capital gains tax
  • ISA: Individual Savings Account
  • Tax year: 6 April (00:00:01am) to 5 April (00:00:00pm)


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