We want you to get the most out of your money. The best way to do this could be to spread your money across a combination of savings accounts. So you could use up your tax-free savings allowance, then put savings into a fixed-term account, then put the rest into an easy access account.
Fixed term savings
Regular Saver
Earn up to 8% AER/gross. Start saving from as little as £25 by standing order for a fixed term of 12 months. The monthly subscription limit is £250. However, if you do not save £250 in any given month you can carry over any unused subscription to the following months. Regular Savers can save up to a maximum of £3000 a year into this account and will be rewarded with an interest rate that is fixed for a year. Available with selected current accounts.
Fixed Rate Saver
Our Fixed Rate Saver offers a variety of great rates up to 3.50% AER. With terms from 3 months to 5 years you can choose how long you want to fix your savings rate.
Easy access accounts
Online Bonus Saver
An online savings account that's really easy to manage. Open an account online in minutes and earn bonus interest when you don't make a withdrawal.
HSBC Premier Savings
Exclusive to HSBC Premier customers. Access your money when you need it, and you'll get preferential savings interest rates.
Flexible Saver
Easy access to your savings whenever you need to make a withdrawal. Suitable for both saving by standing order and for putting away lump sums.
Making the most of your tax-free allowance
Cash e-ISA
Pay no tax on your interest on savings up to £5,340 this tax year and get instant access to your savings. Open an account online in minutes.
Variable Rate Cash ISA
Pay in a lump sum, transfer in, or set up a monthly standing order. Open in branch or over the telephone.
Fixed Rate Cash ISA
Keep your savings away from the tax man. Open this tax-free savings account with your full annual subscription to fix your rate for 12 months.
Savings for children
MySavings and HISA for children
MySavings is a great place for 7-17 year olds to start saving. If you want to save on behalf of a child, take a look at our High Interest Savings Account for Children.
A tax-efficient savings scheme for children born on or after 1 September 2002. The government makes an initial contribution.
