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8% - 10% interest if you regularly save up to £250 a month for 12 months.

Fix your interest rate for 12 months by applying for our Regular Saver Account, Bank Account and Graduate Bank Account customers can earn 4% AER/gross. HSBC Premier, HSBC Plus, Graduate Plus and HSBC Passport customers can receive a preferential rate of 8% AER/gross.

The essentials

  • Rate is fixed for 12 months.
  • Interest is calculated on daily cleared balance and paid on first anniversary of account opening.
  • Save between £25 and £250 in the first month, then make regular payments every month by standing order from your HSBC current account of at least £25 up to the maximum monthly balance.
  • The maximum balance starts at £250 in month one and then increases by £250 each month thereafter.
  • For example: If you invest £250 per month, a total of £3,000 will be paid into your account during the 12 month term. At 8% interest, you will earn approximately £130 interest (gross).
  • One Regular Saver account per customer only.
  • If you close your account before the end of the 12 month term you will receive interest at our Flexible Saver rate.
  • No withdrawals allowed within 12 months. At the end of 12 months, the account balance will be swept into a Flexible Saver, Preferential Flexible Saver or HSBC Premier Savings account.
  • Manage your account at your branch or by phone.



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Definitions

  • AER (Annual Equivalent Rate): This is a notional interest rate which illustrates what the gross rate would be if interest were paid and compounded each year.
  • Gross: The interest rate before the deduction of tax applicable to interest on savings accounts.

† Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).



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