You've worked hard for your savings, and we want to make sure they're working hard for you. In order to make the most of your money you should take full advantage of the range of savings accounts that are available to you. The right combination of savings accounts can make a big difference.

Use our Savings Account Selector Tool to find the right combination of HSBC accounts for you. Please note we don't include some of our specialist accounts here.

Fixed-rate savings

If you've got money you can put away for three months or more, you could consider a fixed-rate savings account. With our Fixed Rate Saver, you can choose from our range of terms and deposit a fixed amount of money from £2,000 to £1,000,000.  At the end of the term you'll get the interest rate we fixed when you opened your Fixed Rate Saver.

Regular Savings

Save monthly between £25 and the maximum monthly balance for 12 months with our Regular Saver. At the end of 12 months you'll be rewarded with an interest rate that's been fixed for the year. The maximum balance starts at £250 in month one and then increases by £250 each month thereafter. Regular Saver is available with selected current accounts, with preferential rates for HSBC Premier, HSBC Advance, HSBC Advance (Graduate) and HSBC Passport customers.

Tax-free savings

You need to check that you're using your ISA allowance, because you can't carry it over to the next tax year. With our Fixed Rate Cash ISA we'll fix the rate for 12 months, and at the end of the 12 month term you'll receive tax-free interest. Don't forget the increased cash ISA limits which could benefit you too.

Instant-access savings

Are you saving for a particular event like a birthday or wedding, or do you just want to put some money away for a rainy day? With our Flexible Saver you can save by standing order or put away lump sums, then withdraw your money in an instant via Internet Banking, telephone banking or in branch.