HSBC Covered Bonds

HSBC Bank Plc ("HSBC") covered bond website terms and conditions

Before entering this website, please read carefully the following important terms and conditions that govern your access to, and use of, this website, and acknowledge your agreement of them. If you agree to the terms, select "I agree" at the end of this document to enter this website. If you select "I do not agree" you will not be able to access this website.

You (the "Client") acknowledge and agree to the terms and conditions and agree not to undertake any act or omission that would constitute a breach of these terms and conditions.

Access and use of this website (the "Website") is conditional upon agreement to and compliance with these Terms and Conditions of Access to the Website (the "Terms and Conditions") and the general terms and conditions which govern access to HSBC’s websites in general.

1. Access to and use of the Website

1.1 The materials on the Website are directed to persons regarded as eligible counterparties and professional clients and not to retail clients, as defined by the rules of the Financial Services Authority in the UK. Moreover, any investment or services to which the Website may relate will not be made available to such retail clients. The materials on the Website are intended for use by authorised users and may not be published, copied or distributed to any other person.

1.2 Nothing in the Website is, or is to be construed as an offer or solicitation for, or advice that you should enter into, the purchase or sale of any security or other investment product or investment agreement, or any other form of contractual structure.

1.3 This Website is not intended for, or use by, any person or entity in any jurisdiction or country where such access or use would be contrary to law or regulation.

2. Acknowledgements and disclaimers

The Client acknowledges and agrees to the following:

2.1 No duty to update or correct materials. The materials included on the Website are historical in nature and only current as of the date of the materials. Neither HSBC nor any other party has any duty to maintain or update any such materials. Past performance information is no indication of its future performance.

2.2 Changes to materials. HSBC may remove or make changes to the materials available on the Website at any time.

2.3 Disclaimer of Advice. The Website does not purport to provide any financial, investment, tax, accounting or legal advice or recommendation. The Clients are solely responsible for making their own independent appraisal of and investigations into the products, investments and transactions referred to in the Website and they should not rely on any information in the Website as constituting investment advice. Neither HSBC nor any of its affiliates are responsible for providing the Clients with legal, tax or other specialist advice. The Clients should make their own arrangements in respect of this accordingly.

3. Limitation of Liability

HSBC has based this Website on information obtained from sources it believes to be reliable but which have not been independently verified. Any charts and graphs included are from publicly available sources or proprietary data. Except in the case of fraudulent misrepresentation, HSBC makes no representation, or warranty (express or implied) of any nature or accept any responsibility or liability of any kind for the accuracy or sufficiency of any information, statement, assumption or projection in the Website, or for any loss or damage (whether direct, indirect, consequential or other) arising out of reliance upon information on the Website.

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