Interest rates for our HSBC Loyalty Cash ISA

A Loyalty rate applies for 12 months* from the date of each payment into your ISA. If you make further payments into your ISA, your Loyalty rate period will begin again from the date of each payment. Upon the expiry of your Loyalty rate period, you will earn a standard rate of interest until you make a further payment.

Interest rates are variable and paid monthly.

* 12 months is calculated as 366 days for interest purposes to allow for leap years

HSBC Premier rates
Effective date Loyalty Rate Standard Rate
12.02.2014 1.60% AER (1.59% tax free) 0.50% AER (0.50% tax free)


HSBC Advance rates
Effective date Loyalty Rate Standard Rate
12.02.2014 1.50% AER (1.49% tax free) 0.50% AER (0.50% tax free)


Other current account rates
Effective date Loyalty Rate Standard Rate
12.02.2014 1.40% AER (1.39% tax free) 0.50% AER (0.50% tax free)


Download PDF version of interest rates

Are you paying too much tax on your savings interest?

Definitions

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the interest rate before the deduction of tax applicable to interest on savings accounts.

Tax-free means free of UK income tax.

ISA stands for Individual Savings Account.