HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Open an account within minutes and be rewarded for your loyalty when you pay at least £1 into the ISA each year. The variable loyalty rate applies for 12 months* from the date of each payment. Upon the expiry of your Loyalty rate period, you will earn a standard rate of interest until you make a further payment. Available exclusively to HSBC customers.

*12 months is calculated as 366 days for interest purposes to allow for leap years

Key facts

  • Open your account with just £1 You can start your ISA savings with any amount from £1.
    You could subscribe up to £15,240 this year.
  • Manage your HSBC savings easily Manage your account online, in branch or over the phone.
  • Get the same great rates on transfers in You can transfer in existing cash ISAs and stocks and shares ISAs by completing and submitting a paper form.
  • Save money your way Monthly payments or lump sum deposits - it's up to you.

Eligibility requirements

In order to open an HSBC Loyalty ISA you must:

  • be aged 16 or over
  • be a resident in the UK for tax purposes. Crown Servants (typically Diplomats or members of the Armed Forces serving abroad and/or their spouses/civil partners) are also eligible
  • hold an HSBC current account

How to apply

Interest rates

Rates effective up to 10 January 2016

Loyalty rate Standard Rate
HSBC Premier 1.50% AER (1.49% tax free) 0.50% AER (0.50% tax free)
HSBC Advance
1.40% AER (1.39% tax free) 0.50% AER (0.50% tax free)
Other 1.30% AER (1.29% tax free) 0.50% AER (0.50% tax free)

Rates effective from 11 January 2016

Loyalty rate Standard Rate
HSBC Premier 1.30% AER (1.29% tax free) 0.50% AER (0.50% tax free)
HSBC Advance
1.20% AER (1.19% tax free) 0.50% AER (0.50% tax free)
Other 1.10% AER (1.09% tax free) 0.50% AER (0.50% tax free)

Key product information Show more


AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the interest rate before the deduction of tax applicable to interest on savings accounts.

Tax free free from personal liability to any UK Income Tax and Capital Gains Tax.

ISA stands for Individual Savings Account.

Need to speak to us?

Give our friendly team a call on:

0800 032 4729

Lines are open from 8am to 8pm every day except for Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

Prefer to talk face-to-face?

Pop into your nearest branch for a chat.

Find a branch

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