HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

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What is the Bank of England base rate?

This is the interest rate the Bank of England charges on money lent to financial institutions, including HSBC. The Bank of England's Monetary Policy Committee generally meets once a month to decide whether this rate should change.

Why does it matter to me?

Any change in the base rate can influence the rates of existing or new products which are available through financial institutions, including HSBC. This is because the cost of providing some products is directly linked to the base rate.

I have a Fixed Rate mortgage

I have a Standard Variable Rate, Buy To Let Variable Rate or Discounted Rate mortgage

I have a Homebuyer CAT Standard, Homebuyer Variable Rate or Homebuyer Large Advance Variable Rate mortgage

I have a Tracker Rate mortgage

I have a Second Charge Equity Release Loan Variable, Standard Extra Large Advance or House Mortgage Rate

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