Gross annual income

You need to provide a total gross annual income amount which combines all of your eligible sources of income.

If you can’t see a source of income listed as eligible here, or you are not sure if it qualifies, you should not include it.

Your total gross annual income may consist of:

  • Your salary or wage earnings, before tax and other deductions (such as national insurance, contributions to occupational or personal pension scheme).
  • Profit from your business if you are self-employed (if this can vary, it may be appropriate to provide a minimum reliable figure you can support with accounts or tax returns if asked).
  • Disability Living Allowance.
  • Other guaranteed income e.g. a company, occupational or private pension, State Pension, War Widow Pension, War Disablement Pension, Pension Credit, Industrial Injuries Benefit, Statutory Maternity Pay, Personal Independence Payment, other unearned income which can be confirmed as tax returns and an accountant.

Sources which cannot be counted as part of your income include:

Working Tax Credits, Job Seekers Allowance, Reduced Earnings Allowance, Incapacity Benefit, Severe Disablement Allowance, Attendance Allowance, Constant Attendance Allowance, Carer’s Allowance, Care to Learn, Income Support, Winter Fuel Payment, Bereavement Allowance / Payment, Community Care Grant, Vaccine Damage Payment, Widows Benefit, Widowed Parent’s Allowance, Child Benefit, Child Support Agency Payments, Child Tax Credits, Childcare Grant, Guardian’s Allowance, Parents Learning Allowance, Student Maintenance Grant, Student Maintenance Loan, Student Scholarships, Housing Benefit, Employment and Support Allowance, Budget Loans, Lodger Income, National Enterprise Allowance, Sure Start Maternity Grant.