Holiday Insurance: travel insurance cover | HSBC UK

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Tailored cover to suit your needs

  • We offer • Cover for up to 9 people - ideal for
      individuals, couples, families
      and groups
    • Single trip policies for trips between
      2-120 days
    • Annual multi-trip policies with trip
      limits of 31, 45, 60 or 90 days
  • Choose an area of travel from • UK - single trip only
    • UK & Europe
    • Worldwide, excluding USA, Canada
      & Caribbean
    • Worldwide including USA, Canada
      & Caribbean
  • Optional Cover for • Baggage
    • Extended trip
    • Scuba Diving
    • Golf
    • Winter sports

What's covered?

Standard policy features Policy limits per person per trip Excesses per person per incident
Cancellation charges £5,000 £50 (£20 for loss of deposit)
Holiday disruption  £25 for each 24 hr period (£500 maximum) Nil
Delayed departure  £25 for each 12 hr period (£250 maximum) £50 for abandonment after 24 hours
Missed international departure  £1,000 Nil
Emergency medical and associated expenses  £10,000,000 £50
Hospital benefit £25 for each 24 hour period (£1,000 maximum) Nil
Personal accident  £50,000 Nil
Personal liability  £2,000,000 £50 for incidents arising from the occupation of temporary holiday accommodation
Legal expenses £50,000 Nil
Optional extras
Baggage cover  £1,500 £50
Winter sports cover  £500 (own equipment) £50
Golfing cover  £1,500 (own equipment) £50
Scuba diving cover  Refer to policy booklet Refer to policy booklet
Business trip cover  Refer to policy booklet Refer to policy booklet

What's not covered?

  • Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
  • Any activity on the excluded list in the policy document
  • Missed international departure due to strike if the date of strike is known at the time of booking
  • Winter sports above the 31 days maximum stated on annual policies
  • Business trips which involve manual work or dealing with the public
  • Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs

Please note, all trips must begin and end in the UK, Channel Islands or Isle of Man. Holidays in the UK, Channel Islands or Isle of Man must include a minimum of two consecutive nights stay in pre booked accommodation. Please refer to the policy booklet for full Terms & Conditions.

What you should know before you apply

Download the HSBC Travel Insurance full policy booklet and Insurance Product Information Document.

Download PDF Download PDF

See other things you should know before you apply

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HSBC Travel Insurance is provided by Aviva Insurance Limited and offers you the option of Single Trip or Annual Multi-trip cover.

Need to speak to us?

Give our friendly team a call on:

0800 299 399

Lines are open 8am to 8pm Monday to Thursday, 8am to 7pm Friday, 9am to 5pm Saturday, 10am to 2pm Sunday except for Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

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Pop into your nearest branch for a chat.

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