Students & graduates

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Loyalty Cash ISA

  • Be rewarded for your loyalty.
  • Earn interest tax free.
  • Simple to open.
Find out more

Review your finances

  • Start a conversation to plan your future.
  • Book an appointment for a review.
Find out more

Don't know where to start?

  • Read our guide to getting started with your savings.
Find out more

Learn more about tax-efficient savings and investing

Pay less tax on your investments

Pay less tax on your investments

Increase the return on your investments by understanding the tax laws


The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Most equity investments are designed for the medium to long term, for example at least five years.

The value of tax benefits will depend on your individual circumstances, and tax rules may change in the future

Back to top