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Use our indicative calculator to discover how much you could borrow.

1. Your needs

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Please tell us what you intend to do with the property:

Main home - this is the home you intend to reside in permanently.

Additional property - this is a secondary, non-permanent residence that you don't intend to let, such as a weekend home.

Buy-to-Let (funded by rental income) - you intend to let the property, and the rental income will pay the mortgage.

Buy-to-Let (funded by my income) - you intend to let the property, and don't require the rental income to pay the mortgage.

We are unable to provide details of how much you could borrow. Please amend the details you have entered and try again. Please note, the minimum we may lend is £10,000.

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Buy my first property - this means you've not held a mortgage before.

Move house/Buy another property - this is where you have or have had a property with a mortgage and are moving to a new property, or are buying an additional property.

Re-mortgage - this is where you have a property with a mortgage and want to transfer it to HSBC.

Borrow more (existing customer) - this is where you hold an HSBC mortgage and want to borrow more funds against the property.

Borrow funds (has no mortgage) - this is where you own a property outright and want to borrow funds against it.

Please enter what you want to do.

£

Please enter what you expect the monthly rental income to be.

Please enter the monthly rental income using numbers only.

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This should include your mortgage and associated insurance costs.

£

Please enter what you expect the monthly outgoings will cost.

Please enter the expected monthly outgoings using numbers only.

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Choose whether to calculate how much you could borrow based on your deposit OR the estimated property value. The estimated property value should be based on the asking price, or on the latest valuation of the property whichever is lower.

Please tell us what you would like us to base your quote on.

£

Please enter the estimated property value.

Please enter the estimated property value using numbers only.

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Don't forget to consider the longer you pay the mortgage over the more interest you will pay.

You can take out an interest only mortgage for up to 25 years and a capital repayment mortgage for up to 30 years.

This is also subject to our maximum age policy, which is 65 for an interest only mortgage and 75 for capital repayment.

Please enter how long you want to pay the mortgage over.

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Please use the list to tell us the region where the property is located.

Please enter the region where the property is.

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You can choose a maximum of 2 applicants if you apply online. If you want a mortgage for more than 2 people, please visit one of our branches.

Please enter how many people are applying.

Please enter how many people are applying.

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If you or anyone else applying for a mortgage with you, has someone financially dependent upon them, give the total number here. For example children under 18, parents or older children etc.

Please enter the number of dependants all applicants have.

How do you use the calculator?

Step 1 Tell us what you want.
Step 2 Tell us about your finances.
Step 3 Calculate your results.


Please note, this calculator displays results for residential lending purposes only and should not be used to indicate how much we may be able to lend on a Buy to let mortgage.

For a decision on a Buy to let mortgage, please select 'Apply now' or call us on 0800 028 3844. Lines are open 8am-10pm every day. Calls may be monitored and recorded.


2. Your finances

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Your gross annual income is the amount you receive before tax, national insurance and other deductions are made and should include all guaranteed income as well as any permanent allowances that you receive, for example a territorial allowance. Your annual income should not include any overtime, bonuses, commission or any other additional payments that are not guaranteed.

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Please tell us the total amount you have outstanding on your cards, including any storecards. If you pay your cards in full each month, please enter zero.

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Please tell us the total amount you pay each month for secured and/or unsecured personal loans.

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Please tell us of any other regular financial commitments such as insurance, council tax or childcare.

If you share any regular financial commitments please tell us what your share of these is.

Gross annual income for first applicant£

Please enter the gross annual income.

Please enter the gross annual income using numbers only.

Credit card balance for first applicant£

Please enter the current credit card balance.

Please enter the current credit card balance using numbers only.

Monthly loan payments cost for first applicant£

Please enter the total monthly loan payments.

Please enter the total monthly loan payments using numbers only.

Other monthly contracts cost for first applicant£

Please enter the other monthly financial commitments.

Please enter the other monthly financial commitments using numbers only.

Gross annual income for first applicant£

Please enter the gross annual income.

Please enter the gross annual income using numbers only.

Credit card balance for first applicant£

Please enter the current credit card balance.

Please enter the current credit card balance using numbers only.

Monthly loan payments cost for first applicant£

Please enter the total monthly loan payments.

Please enter the total monthly loan payments using numbers only.

Other monthly contracts cost for first applicant£

Please enter the other monthly financial commitments.

Please enter the other monthly financial commitments using numbers only.

Complete all fields that are marked with *.


Shared Ownership - If you wish to remortgage or purchase additional shares in your shared ownership property, please visit an HSBC branch to discuss this further.




Think carefully before securing other debts against your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.




Need to talk to us?

Our mortgage specialists are here to help.

Call us:
0800 169 6333

Textphone 1800 10800 028 0126

Come and see us

If you would like a face-to-face chat, just pop in to a branch.

Find a branch

† Lines are open 8am – 10pm everyday. Calls may be monitored and recorded.