HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

When you're selling your home, there's a lot to do so we've put together this guide to help you.

First of all you need to find out your property's maximum value. Have it valued and check local property papers and estate agents for prices of similar properties in the area. If you're renovating before you sell, make sure you spend wisely by adding as much value as possible to the sale price.

Schedule your sale. The best time to sell is during spring and autumn as the market slows considerably during late summer and over the festive period. If you sell while the market is buoyant, you're much more likely to attract the asking price.

 

Repairs and maintenance

Before you place your property on the market, make sure it's immaculate for prospective buyers:

  • Finish off small DIY jobs - touch up chipped woodwork and replace washers on dripping taps.
  • A well-kept garden, tidy pathway and smart fence are all crucial for those vital first impressions.
  • Check your roof and guttering, replace broken tiles and repair the lead flashing. It's worth looking over the drains too.
  • A fresh coat of paint looks good and keeps deterioration at bay - and a newly painted front door always creates a good impression.
  • When selling, a surveyor will be able to spot any quick-fix attempts at 'sprucing up' your property. Solid, ongoing maintenance is much more likely to impress.
  • If your kitchen units look worn, paint or varnish the doors. If the units just look dated, replace doorknobs, handles and taps. Another economical tip is to fit good, solid worktops on to existing units.

 

Preparing to sell

  • White or pale, neutral paint shades maximises a feeling of light and space, enabling buyers to imagine their own possessions in the property. To set off a neutral colour scheme, choose colourful accessories, cushions and curtains.
  • Depersonalise your rooms by removing personal items - photographs, children's drawings - which may distract buyers. Keep things tidy and clutter free until your property is sold.
  • Feeding, maintaining and cutting the lawn will enhance your garden.
  • If gardening isn't your strong point, invest in some ready made flower-filled plant pots, to brighten up your garden.
  • Place flowers or a bowl of fresh fruit in your living room or kitchen.
  • Revitalise your bathroom with a houseplant, new taps, shower curtain from your local DIY warehouse.
  • If your bathroom suite is old fashioned, consider investing in a new white suite - it will add value to your property.
  • Add value by restoring fireplaces and period features such as ceiling roses and cornices. If you decide to install a fireplace, architectural reclamation yards or antique shops are good places to find original period grates and surrounds.

 

When potential buyers arrive

  • Offer tea or coffee and take the time to chat to potential buyers about local amenities.
  • Avoid cooking any food with strong odours before a viewing. Fresh flowers are best. Ask friends or family to look after pets during viewings.
Postbox

Your property may be repossessed if you do not keep up repayments on your mortgage.

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Need to talk to us?

Our mortgage specialists are here to help.

Call us:
0800 169 6333

Textphone: 1800 10800 028 0126

Need to talk to us?

Our mortgage specialists are here to help.



Call us:

0800 169 6333

Textphone: 1800 10800 028 0126



If you would like a face-to-face chat, just pop in to a branch.

Find a branch

† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.

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