HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

Key product information

How it works

These accounts let you keep in a wide range of currencies and can earn interest on savings. There are two account types - Instant access and fixed term.

Currency Instant Access Savings Account

There is a monthly fee of £5 (or equivalent). There is no minimum balance. You can access the money as soon as it has cleared.

Fixed Term Deposit Account

You can choose to deposit your money for a term of 1, 2, 3, 6 or 12 months - or even longer. You earn a fixed rate of interest for the deposit term.

The minimum balance is the equivalent of:
- US$10,000 for Canadian dollars, Euro, Japanese yen, Swiss francs and US dollars
- US$15,000 for all other currencies

Your deposit will renew automatically meaning your money, plus interest, will be reinvested for the same term unless you tell us otherwise. See summary box below for withdrawal arrangements and access.

Summary box

Product name International Personal Savings Account
Interest rates Different currencies have different rates of interest, which may vary at any time. You receive interest in the currency of your account. See current rates, or for more currencies call 0800 328 8842

Instant access: Interest is variable.

Fixed: Interest is fixed for the deposit term.
Conditions for bonus payment No bonus payment applies to this account
Withdrawal arrangements Instant access: You can access the money as soon as it has cleared your account.

Fixed: If you withdraw money before the end of the term, we charge a fee of at least £150 (or equivalent). Your branch can tell you the exact fee.

If you use foreign banknotes to start your deposit, or withdraw them at the end, we charge 1% commission.
Access Your deposit will renew automatically meaning your money, plus interest, will be reinvested for the same term unless you tell us otherwise.

Definitions

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Net is the interest rate you'll receive after applicable tax has been deducted, currently 20%. Higher rate tax payers will have an additional liability. From 6 April 2016, all credit interest will be paid gross.

Gross is the interest rate you'll receive before applicable tax is deducted from your account. From 6 April 2016, Gross is the rate of interest if interest was paid and not compounded each year.

Are you eligible for an International Personal Savings Account? Check the full details

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