HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

How would you like to apply?

Simply choose the way that suits you best - but first, take a look below at the summary box and
things you should know about your Regular Saver application.

Apply online

Registered for Internet Banking?

If you're registered for Internet Banking and have a qualifying HSBC current account you can apply online in just a few clicks.

Not registered yet?

If you are already an HSBC customer with a qualifying current account you need to register for Internet Banking to apply online.

New to HSBC?

Apply for one of our
qualifying current accounts and
you'll be eligible for our Regular Saver.

Apply in branch

HSBC Current Account customers can book an appointment to apply in branch by calling 03457 404 404. From outside the UK +44 1226 261 010. You’ll need to bring identification
and proof of your address.

Find a branch

Apply by phone

To find out more, or to apply for a Regular Saver, call us on

0800 032 4729


0800 032 4729



Lines are open 8am to 8pm every day (excluding Christmas Day, Boxing Day and New Years Day)

Summary Box

Account name Regular Saver
What is the interest rate?

What is the interest rate?

Rate Interest Rate
Standard Rates 3.00% AER (3.00% Gross)
Preferential Rates 5.00% AER (5.00% Gross)

Interest is calculated daily and is credited at the end of the 12 month fixed term.

Standard rates available to Bank Account, Bank Account Pay Monthly and Graduate Bank Account customers.

Preferential rates only available to HSBC Premier or HSBC Advance customers.

Can HSBC change the interest rate?

Can HSBC change the interest rate?

No, once your account is opened the rate will remain fixed for the 12 month term.

What would the estimated balance be after 12 months based on 12 regular monthly deposits of £25 and £250?

What would the estimated balance be after 12 months based on 12 regular monthly deposits of £25 and £250?

Monthly Deposits Total Deposits after 12 months Rate Interest Rate Balance at end of 12 months
£25 £300 Standard Rates 3.00% AER (3.00% Gross) £304.88
Preferential Rates 5.00% AER (5.00% Gross) £308.12
£250 £3,000 Standard Rates 3.00% AER (3.00% Gross) £3,048.75
Preferential Rates 5.00% AER (5.00% Gross) £3,081.25
Monthly Deposits Total Deposits after 12 months Rate Interest Rate Balance at end of 12 months
£25 £300 Standard Rates 3.00% AER (3.00% Gross) £304.88
Preferential Rates 5.00% AER (5.00% Gross) £308.12
£250 £3,000 Standard Rates 3.00% AER (3.00% Gross) £3,048.75
Preferential Rates 5.00% AER (5.00% Gross) £3,081.25

For the purpose of this calculation, it is assumed:-

  • 12 monthly deposits of £25 or £250
  • No withdrawals
  • No change to the interest rate during the 12 months

Projection provided for illustrative purposes only and does not take into account individual circumstances.

How do I open & manage my account?

How do I open & manage my account?

Eligibility:

  • You must have one of the following HSBC current accounts: HSBC Premier, HSBC Advance, Bank Account, Bank Account Pay Monthly or Graduate Bank Account which you must maintain for the 12 month duration

How to open the account:

  • Open an account via Online Banking, Telephone Banking or in branch.

Minimum/Maximum Balance:

  • The minimum deposit in month 1 is £25
  • The maximum balance is £3,000 at the end of the 12 month term

Regular Deposits:

  • Regular deposits must be made by standing order each month
  • The minimum monthly deposit is £25 per month
  • The maximum monthly deposit is £250 per month
  • If you don't pay in the maximum allowed in any month, you can carry over the unused subscriptions and catch up in future months

How to manage the account

  • Once opened you can view your account balance via Online Banking, our Mobile Banking App, in branch or via Telephone Banking. You can change the amount of your standing order via Telephone Banking.
Can I withdraw money?

Can I withdraw money?

No, you can not make partial withdrawals.

You can close your account before the end of the 12 month term however you will receive interest up to the date of closure at our Flexible Saver rate, currently 0.05% AER.

At the end of 12 months we'll transfer your savings into your Instant Access Savings, Flexible Saver or Premier Savings. If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver.

Additional Information

Additional Information

A 14 day cancellation period applies to this account.

We do not deduct tax from any interest paid to you.

Tax benefits depend on individual circumstances and could change in the future.

Definitions

  • AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
  • Gross is the rate of interest if interest were paid and not compounded each year.

Rates correct as at 06.04.17

Things you should know

Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe .

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