HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Managing your debt can help keep your finances healthy

Here are some signs that could mean your borrowing is getting out of control.

  • Relying on your overdraft for the whole of each month and never being in credit
  • Missing payments for bills
  • Regularly withdrawing cash on your credit card
  • Applying for new credit cards because you've reached the credit limit on other cards
  • Using cards to pay off your loans

Most of us have some debt, whether its money owed on credit cards, a loan or a mortgage - or a combination of all three. The important thing is that you control your debt and not the other way round

Worried about your debt?

Worried about your debt?

If you're worried about your debt, you can speak to a member of staff in your local branch, or organisations like Citizens Advice and the Consumer Credit Counselling Service (CCCS).

Budget Calculator

Budget Calculator

Use our Budget Calculator to help you calculate how quickly you can pay off your debts and start building your wealth.

It's a good idea to prioritise your debts

It’s a good idea to prioritise your debts

Focus paying off your debt with the highest interest rate, for example a credit card. When that debt is cleared use the money freed up from that debt towards paying off your next most expensive debt and so on. Take advantage of the opportunity to clear your credit card balance, or at least a big chunk of it, by putting your payments towards paying off the debt rather than towards paying interest.

It may also be advantageous to consolidate your debt into one more manageable loan and one payment to assist with budgeting.

Not all debt is bad

Not all debt is bad

There may be times when you need to borrow money for things that will put your financial future on a firmer footing, for example a mortgage, or training costs to boost your career prospects. If you're a business owner, you may want to think about investment or development of your company.

Worried about your debt?

Budget Calculator

It's a good idea to prioritise your debts

Not all debt is bad

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