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Apply for a Balance Transfer Credit Card

Transfer a balance today with 0% fee

Get 0% for 20 months with no balance transfer fee. To qualify, simply take out a new Balance Transfer Credit Card and transfer a balance of £100 or more.

Enjoy 20 months' 0% interest period on balance transfers (0% fee)

Credit is subject to status, affordability and terms and conditions. Please read all important documents before applying.

Representative example

Representative APR
21.9% APR (variable)

Purchase rate21.9% p.a. (variable)

Based on assumed credit limit of £1,200

HSBC UK Credit card image

Offer details

  • enjoy up to 20 months with no interest to pay on balances transferred of £100 or more (0% fee)1
  • available for 60 days from account opening2

Ready to apply?

Please read all important documents before applying.

Who can apply?

You can apply if you:

  • are over 18
  • are a UK resident
  • have an annual income or pension before tax of £6,800 or more
  • don’t hold an HSBC Basic Bank Account

New to HSBC?

You just need to provide a few details as part of your application.

Already an HSBC customer?

If you're registered for online banking, you can apply online now. You'll be able to
see your pre-filled application form, submit it in just one click, and get an instant

The small print

1At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

2Introductory rates only apply if you haven't held an HSBC credit card within the last 6 months.

Balances can’t be transferred from all cards, for example those issued by other members of the HSBC Group including first direct, M&S Bank and John Lewis Financial Services Ltd.