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Balance Transfer Credit Card

Transfer a balance today with no fee

Exclusive HSBC offer, get 0% for 20 months with no balance transfer fee1.

Graphic Balance Transfer Credit card image

Take control of your finances with a credit card that gives you flexibility to repay what you owe - with no annual fee.

Balance Transfer Credit Card

0% interest for 20 months* on balance transfers made within the first 60 days of account opening. No balance transfer fee applies.

*At the end of the promotional period, balance transfers will revert to the standard variable rate.

Representative example

21.9% APR (variable)


21.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of


No annual fee

Credit is subject to status, affordability and applicable terms and conditions.

Apply for a Balance Transfer Credit Card

Please ensure you read the important information in the 'Things you should know' section before applying.

New to HSBC

You just need to provide a few details as part of your application.

HSBC customers

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Things you should know

1Offer can be withdrawn at anytime. New cardholders only. Must not have held a credit card with HSBC Bank in the last 6 months.

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