Managing your upcoming credit card payments
If you don’t think you’re going to be able to meet your upcoming payments when your credit card payment holiday ends, it’s important to take action as soon as possible.
We have a range of options to support you, depending on your circumstances. This could include the option to extend your credit card payment holiday.
We’ll need you to provide information about your current financial situation. This will include filling out an Income and expenditure form. It’s a series of questions about your income and outgoings (such as salary and mortgage payments/rent) to help us assess your circumstances.
We’ll then be able to let you know about the options we have available. It should take about 10-15 minutes to complete. Filling it out won’t impact your credit file.
Who should fill out an Income and expenditure form?
If you’re the main cardholder and you think you’ll be unable to make your payments once your credit card payment holiday ends, you should complete this form.
Please complete this form as soon as possible to ensure we can assess your circumstances and get in touch to explain your options before your next payment is due.
You can check your payment due date on your credit card statement.
Completing the form
What happens next?
Once you’ve submitted the information, we’ll contact you about the options we have available to support you within 5 working days. There’s no need to contact us, we’ll keep you informed every step of the way.