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Home Improvements Loan

Put your ideas into action

There’s always something that needs doing around the house. Whether you’re planning a new bathroom or kitchen, or thinking about converting the loft, a home improvements loan could help you get the most out of your property sooner rather than later.

Features and benefits

  • Quick access to funds
    Existing HSBC current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Make overpayments free of charge
    Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.
  • Borrow from £1,000 to £25,000
    Spread your repayments over 1 to 5 years for loans of £15,000 or less, or up to 8 years for loans over £15,000.

3.3% APR* Representative

For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF,57KB)  for more details.

Calculate your monthly loan repayments

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

£
Minimum Maximum
Minimum Maximum
Representative example

Apply for a Personal Loan

HSBC customers

Please log on to your account for the quickest and easiest way to apply.

New to HSBC

Get a Personalised Loan Quote to see the interest rate you may be offered.

Apply in the mobile app

If you're registered for mobile banking, have downloaded the app and have an HSBC current account, you can apply within the app in just a few clicks.

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