Flexible Loan

Features & benefits

Borrow from £500 to £5,000

The approved loan amount is subject to our assessment of your personal financial circumstances.
Flexible repayment terms

Choose how much you want to repay each month (minimum repayment applies).
Redraw once you've repaid

Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.

Easy access

Transfer all or a portion of the funds into your current account via online or telephone banking. You'll only pay for the portion of the loan that you transfer.
No set up fees

We won't charge you to setup your Flexiloan.
Only pay for what you use

If you don't use your Flexiloan, you don't pay anything.

17.9% APR Representative

For loans between £500 and £5,000.

Call us on 0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

HSBC current account customers can book an appointment to apply in branch by calling 03457 404 404. From outside the UK +44 1226 261 010.

Alternatively, you can book a branch appointment online.

You’ll need to bring identification and proof of your address.