Top of main content

Flexible loan

Choose the loan that works with you

Features & benefits

  • Borrow from £500 to £5,000

    The approved loan amount is subject to our assessment of your personal financial circumstances.

  • Flexible repayment terms

    Choose how much you want to repay each month (minimum repayment applies).

  • Redraw once you've repaid

    Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.

  • Easy access

    Transfer all or a portion of the funds into your current account yourself via internet, express or telephone banking. You'll only pay for the portion of the loan that you transfer.

  • No set up fees

    We won't charge you to setup your Flexiloan.

  • Only pay for what you use

    If you don't use your Flexiloan, you don't pay anything.

 

17.9% APR* Representative

For loans between £500 and £5,000. 

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed.  Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.

Apply for a flexible loan

Are you eligible?

Expanded press enter to collapse Collapsed press enter to expand

Apply by phone

Call us on 0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Apply in branch

HSBC Current Account customers can book an appointment to apply in branch by calling 03457 404 404. From outside the UK +44 1226 261 010.

Alternatively, you can book a branch appointment online.

You’ll need to bring identification and proof of your address.

You might also be interested in

Personal loan

 

Borrow from £1,000 to £25,000 and make your plans a reality with a personal loan from HSBC.

Premier loan

 

Available exclusively to HSBC Premier current account customers.

Graduate loan

 

Available exclusively to HSBC current account customers who are within 5 years of graduation.

Listening to what you have to say about services matters to us.