Apply for a Rewards Credit Card
Earn and pay with reward points on your everyday spending
Get 2,500 points worth £25 as a welcome bonus when you make your first transaction. Points are awarded up to 60 days after this spend.
Credit is subject to status, affordability and terms and conditions. The rate and promotional period we offer will depend on our assessment of your circumstances. Please read the important documents before applying.
Representative example
Representative APR
26.9% APR (variable)
Purchase rate26.9% p.a. (variable)
Based on assumed credit limit of £1,200
Key benefits
- 0% interest on purchases for up to 6 months[@end-promotional-period-older] from account opening
- 0% interest for up to 6 months[@end-promotional-period-older] on balance transfers made within the first 60 days of account opening (2.99% fee, min £5)
- Use reward points for everyday purchases wherever your card is accepted, in-store or online
Ready to apply?
Please read all important documents before applying.
Who can apply?
You can apply if you:[@you-must-not-have-6-months]
- Are over 18
- Are a UK resident
- Have an annual UK taxable income or pension, before tax, of £6,800 or more
- Don’t hold an HSBC Basic Bank Account
New to HSBC?
You just need to give a few details as part of your application.
Already an HSBC customer?
If you're registered for online banking, you can apply online now. You'll be able to see your pre-filled application form, submit it in just one click, and get an instant decision.
Balances can’t be transferred from all cards, for example those issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank.
Please note, if you currently hold a Student or Rewards Credit Card with us, you will not be eligible for this card.
You won't be able to apply for a credit limit increase for the first 6 months after your card is opened.