Get up to £500 cashback with your HSBC ISAs

When you deposit and / or transfer £20k or more into selected ISAs by 11 May 2026. Eligibility and T&Cs apply.

See how much cashback you could receive

To secure your reward, just deposit and / or transfer new funds between 9 March and 11 May 2026. You can contribute new funds using your ISA allowance for 2025 / 2026 (until 5 April) and again for 2026 / 2027 (from 6 April), with both counting towards the cashback offer. 'New funds' means money that isn't already held with HSBC, first direct or M&S bank. You can deposit and / or transfer new funds as many times as you like during this period, up to the annual ISA subscription limit.

 

The combined total could qualify you for:

  • £150 when you add in £20,000 to £49,999.99
  • £250 when you add in £50,000 to £99,999.99
  • £500 when you add in £100,000 or more
The qualifying funds need to remain held with us at the time the reward is paid. Cashback will be paid by 30 September 2026. Remember, tax rules can change and any benefits from your ISAs will depend on your individual circumstances. These products are included in this offer:
  • HSBC Loyalty Cash ISA (including a preferential Premier rate if you are a Premier customer)
  • HSBC Fixed Rate Cash ISA (if you’re within 30 days of account opening)
  • HSBC Global Investment Centre Stocks and Shares ISA (excluding investments made through the HSBC Financial Advice Service)

Don't have an HSBC ISA yet?

HSBC Loyalty Cash ISA

Use your tax-free ISA allowance and save with instant access to your money. For HSBC current account customers only. The interest rate is variable, calculated daily and paid monthly. Eligibility criteria and T&Cs apply.
  • Premier rate 3.00% AER (2.96% tax free)
  • Rate for other current accounts 2.50% AER (2.47% tax free)

Fixed Rate Cash ISA

Use your tax-free ISA allowance and fix the interest you earn for up to 13 months. For HSBC current account customers only. A minimum of £500 is needed to open the account via a subscription or a transfer in. This account is not instant access. Withdrawal restrictions and an early withdrawal fee applies. We calculate interest daily and credit this to your account at the end of the fixed term. Eligibility criteria and T&Cs apply.
  • Interest rate 4.00% AER (4.00% tax free)

Global Investment Centre Stocks & Shares ISA

Investing could be a smart way to make your money work harder. You can start investing with as little as £50 (fees apply). For HSBC current account customers only. Remember, investing has its downs as well as ups – so you could get back less than you invest.

Transferring your ISA to us

If you have an ISA outside HSBC, you can transfer it into your HSBC ISA. Any of the funds transferred in between 9 March and 11 May 2026 count towards your qualifying balance.

You can transfer both partial and full ISA balances from other providers to help you reach the qualifying balance. Any amount being transferred from the current tax year must be transferred in full. Your application and supporting evidence for transfers must be received by us by 11 May to count towards your qualifying balance.

If you transfer funds to HSBC from a non-ISA account, you can deposit them into your ISA as you normally would. Just log into the HSBC UK app, open your account, and select 'Pay or transfer'.

Terms and conditions

Your cash reward will be paid to you by 30 September 2026 and is subject to qualifying funds remaining held with HSBC at the time the reward is paid. Any funds withdrawn before the reward is paid will reduce the qualifying balance.
Please read through the full terms and conditions that apply to this incentive.