A tax-efficient way you could grow your investments
A stocks & shares ISA (Individual Savings Account) is an account that you can use for your investments.
It's a tax-efficient way to potentially grow your investments, because you can invest up to £20,000 in the current tax year, without paying any UK income tax or capital gains tax on any income or growth.
You can have different ISAs at the same time, such as a stocks & shares ISA and a cash ISA. But, you can only have one of each type and you must stay within the total annual limit of £20,000 across all ISAs.
Remember, investing has its downs as well as ups – so you could get back less than you invest. Plus, tax rules can change and any benefits will depend on your individual circumstances.
Investment goals
Discover a smart way to invest and track your long-term goals in the latest version of the app. Investing carries risk – so you could get back less than you invest.
Who can open a stocks & shares ISA?
You can open a stocks & shares ISA if:
- you're at least 18 years old
- you haven’t already subscribed to another stocks & shares ISA for the current tax year (you may still have subscribed to a cash ISA or another type of ISA)
- you’ve not exceeded your £20,000 ISA limit for the current tax year
- you're a UK resident for tax purposes
Why invest with HSBC?
Investments from around the world
Join over 300,000 people in the UK who already invest with HSBC. Plus, we'll connect you to opportunities around the world.
Invest in a few steps
You can invest here on the website or from your app. Then, track and manage your investment on the go in the app.
A range of options
Whether you're new to investing or more confident with your money, we've got a choice of investments for you.
Easy access to your money
You should aim to invest for at least 5 years. But your money isn't locked away – you can sell your investments and the money will usually be in your account within 4 business days.
How to open a stocks & shares ISA
To open a stocks & shares ISA with us, you'll first need to have an HSBC current account. You'll also need to meet the eligibility criteria for the investment you'd like to apply for. Fees will apply.
1. Choose what you'd like to invest in
Decide where you'd like to invest – from one of our easy ready-made portfolios or choose your own investments.
2. Open a stocks & shares ISA
Once you've decided what to invest in, you can open a stocks & shares ISA as your investment account. And, it’ll be free from UK income tax and capital gains tax.
An easy way to start investing
Choose a sustainable or regular portfolios for a convenient way to invest and get started from £50.
Sustainable portfolios
HSBC Global Strategy Sustainable Portfolios aim to include investments that have a higher ESG score and lower carbon intensity than their market average.
Regular portfolios
Choose an HSBC Global Strategy Portfolio that's already made, for an easy way to invest. Each portfolio has a different level of risk, contains a mix of global investments and is managed on your behalf. But, the investments aren't all focused on sustainability.
Other investments with a stocks & shares ISA
If you'd prefer a wider range of investment options, you can choose from a wide range of funds or shares. Once you've decided what to invest in, you can open a stocks & shares ISA.
Online fund platform
Research, buy, sell and switch investments online with our Global Investment Centre.
Online share dealing account
InvestDirect is our online share dealing account that puts you in control of your investments.
Frequently asked questions
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