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Stocks & shares ISA

Get the most out of your investment with a tax-efficient ISA

What's a stocks & shares ISA?

A stocks & shares ISA (Individual Savings Account) is an account that you can use for your investments.

It's a tax-efficient way to grow your investments because, you can invest up to £20,000 in the current tax year, without paying any UK income tax or capital gains tax.

The value of tax benefits will depend on your circumstances and tax rules may change in the future.

Remember the value of investments can go down as well as up, so you may not get back what you invest.

If you’re not sure where to start, we'll help you get more familiar with how to invest and the different options.

How to open a stocks & shares ISA

Step 1: Choose what you'd like to invest in – from ready-made portfolios to funds or shares. With HSBC, you can start investing with as little as £50. Fees and eligibility criteria apply.

Step 2: Once you've decided what to invest in, you'll be able to open a stocks & shares ISA as your investment account, providing you're eligible.

Who can open a stocks & shares ISA?

You can open a stocks & shares ISA today if:

  • you haven’t already subscribed to another stocks & shares ISA for the current tax year (you may still have subscribed to a cash ISA or another type of ISA)
  • you’ve not exceeded your £20,000 ISA limit for the current tax year
  • you’re a UK resident

Investments around the world

Join almost 300,000 of our customers in the UK who already invest with HSBC. Plus, we can connect you to investments around the world.

Investing for everyone

Whether you're new to investing, or confident with your money, we've got investment options for you.

Easy access to your money

You can withdraw it at any time – without paying an exit fee. But you should look to invest for at least 5 years to give it the chance to recover from any dips.

An easy place to start

To open a stocks & shares ISA, first you'll need to decide what to invest in. If you're new to investing, these HSBC ready-made investment portfolios are an easy way to get started.

 
  • Choose from our range of ready-made investment portfolios, with different levels of risk to find the one that suits you
  • Each portfolio contains a mix of global investments from over 50 different countries
  • Our specialists will manage your portfolio on your behalf. They'll aim to get you the best returns, while making sure it stays at the same risk level
 
  • Choose from 5 sustainable investment portfolios that aim to invest in companies with a higher environmental, social and governance (ESG) score average than the market
  • Put your money behind companies trying to make a difference
  • Each portfolio has a different level of risk to suit you, but all contain a mix of global investments

Find out about other investments

More confident with investing? You can also choose to invest in a range of funds and shares. Once you've decided what to invest in, you can open a stocks & shares ISA.

 

Open a Global Investment Centre account to browse the full range of funds, from other leading fund managers as well as HSBC.

 

Access our online sharedealing. Trade in UK and US equities and a range of UK-listed exchange-traded funds (ETFs).

 

Unsure how to get started? You could use our online advice service, My Investment.

Frequently Asked Questions

You might also be interested in

 

Understand how an investment ISA works and what to consider.

 

Learn the basics of investing to work out whether it’s right for you.

 

Find out what the difference is and which option could be right for you.

 

Choose your own investments with the help of our step-by-step guide.

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