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In line with the government's Mortgage Charter, HSBC can now offer more options to help mortgage customers through the cost of living crisis.

We've got everything you need to make finding a mortgage straightforward

Applying with us is easy

Get started by finding out how much you could borrow. Or, if you're ready, find out how to apply.
Got a mortgage with us already? Find out how to make changes, borrow more, move home or switch to another HSBC rate.
Choose HSBC and you could find a lower interest rate that could make your monthly repayments less.

Mortgages to suit you

From remortgaging to getting your foot on the property ladder, take a look at our range of mortgages to find what could be right for you.
Find out everything you need on the journey to owning your own home.
If your mortgage is with another lender, easily move it to HSBC and you could get a better deal.
Move home and you could get a better deal with an HSBC mortgage.
Explore how our buy-to-let mortgages could make it easier to buy your rental property.

Making the most of your mortgage

Whether you're remortgaging or a first-time buyer, there's a lot to get your head around – from the different types of mortgages to finding out how much to borrow. Take a look at our articles to help you decide.
Find out how your mortgage may be affected by interest rates and ways you could reduce your monthly payments.
From saving for a deposit, to exchange and completion, we guide you through the process.
Take a look at our video, with an introduction to remortgaging and how it works.
Here are 5 common reasons to remortgage, to help you decide if it’s right for you.
Find out if switching rates with your current lender could help save you money.

Tools to help you choose

Use our quick calculator to find out how much you could borrow.
Work out how much your monthly repayments could be.

Ready to apply?

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Money facts 2019-2021 Award - winner of best bank and fixed rate Mortgage provider. Mortgage Finance Gazette 2021 Awards - winner of Best overall and Best online Lender. Your Mortgage 2020-2021 Award - Winner of Best first Time Buyer Mortgage Lender

Apply for your mortgage

First, you'll need a Decision in Principle (sometimes called an Agreement in Principle), then you can apply for your mortgage.[@apply-for-your-mortgage]

Explore more

Read our tips on how to help the planet while also lowering your bills and saving money.
Find out why Energy Performance Certificate ratings are important when buying a home.
Learn how risks like flooding and coastal erosion could affect your mortgage application.
Get to know some of the different types of mortgages and repayment options.
Understand how conveyancing and property searches work in our helpful video.
Watch our video to find out what Stamp Duty is and how much you may need to pay.
Discover how long each step of the home-buying process may take, so you can plan ahead.
Watch our video to understand when, and why, you may need a Decision in Principle.
Find out if you’re eligible for financial support, to help buy a place of your own.

The small print