Whether you're saving for a new home, a new car or a big adventure, our savings accounts could help you get there. Open an account today.
Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.
Bonus rate up to £50,000: 4.00% AER / 3.93% gross
Bonus rate over £50,000: 2.30% AER / 2.28% gross
Standard rate: 2.00% AER / 1.98% gross
Instant Access: Yes
Interest is paid monthly and the rate is variable
Save for 1 or 2 years. For current account and savings account customers only (not including Basic Bank Account, Loyalty Cash ISA or Regular Saver).
1-year term: 4.35% AER/gross
2-year term: 4.05% AER/gross
Instant access: No
Interest is paid monthly or yearly and the rate is fixed.
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AER stands for annual equivalent rate. This shows you what the interest rate would be if interest was paid and compounded once each year.
Gross is the rate of interest paid before any tax (where applicable) has been deducted.
Tax-free means you don't have to pay UK income tax or capital gains tax on any interest or returns you earn.